Romania Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Romania's credit to gdp was 21.86% in 2025, ranked 118th globally. This represents a 3.8% decrease from 2024. Data from World Bank, covering 1996–2025.
Overview
Romania's credit to gdp stood at 21.86% in 2025, a decline of +0.87% from 2024. Based on recent trends, this figure is projected to reach 21.86% by 2025. Romania ranked 118th globally.
Romania's credit to GDP ratio has experienced significant fluctuations over the past three decades, ranging from a low of 7.13 in 2000 to a high of 38.29 in 2010. The country's credit to GDP ratio has been steadily decreasing since its peak, with the latest available data showing a value of 21.86 in 2025, ranking it 118th globally. This decline is in contrast to peer countries such as Côte d'Ivoire, which has maintained a relatively stable credit to GDP ratio. Romania's credit to GDP ratio has been influenced by various factors, including economic growth, inflation, and financial sector development. The current trend suggests a continued decline, which could be attributed to the country's efforts to reduce its reliance on external financing and strengthen its domestic financial sector. A significant improvement in Romania's credit rating and a stable economic environment could potentially alter the trajectory of this trend, allowing the country to increase its credit to GDP ratio in the future.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 19.96% | - | - |
| 2026* trend | 20.91% | - | - |
| 2025* trend | 21.86% | - | - |
| 2025 | 21.86% | −0.87% | #118 |
| 2024 | 22.73% | −0.52% | #23 |
| 2023 | 23.25% | −1.97% | #39 |
| 2022 | 25.22% | −1.27% | #47 |
| 2021 | 26.49% | +0.63% | #51 |
| 2020 | 25.85% | +1.14% | #48 |
| 2019 | 24.72% | −0.98% | #54 |
| 2018 | 25.69% | −0.98% | #55 |
| 2017 | 26.67% | −1.89% | #54 |
| 2016 | 28.56% | −1.35% | #55 |
| 2015 | 29.90% | −1.18% | #59 |
| 2014 | 31.09% | −3.08% | #64 |
| 2013 | 34.17% | −1.79% | #75 |
| 2012 | 35.96% | −1.47% | #82 |
| 2011 | 37.43% | −0.85% | #85 |
Detected Pattern
Analysis
Romania matched the Fiscal Dominance Trap pattern in 2023. Historically, 72% of countries showing this pattern (278 out of 386) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Romania's credit to gdp was 21.86% in 2025. Ranked 118th globally. This represents a 3.8% decrease from the previous year.
Romania's credit to gdp peaked at 38.29% in 2010.
The lowest credit to gdp in Romania was 7.13% in 2000.
Romania ranks 118th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Romania's credit to gdp is projected to reach 21.86% by 2025 based on trend extrapolation.
The credit to gdp of Romania in 2025 was 21.86%. This ranks 118th in the world.
Cite this page
@misc{historysaid_romania_credit-to-gdp,
title = {Romania Credit to GDP},
url = {https://historysaid.com/romania/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}