Romania Real Interest Rate
Real interest rate FR.INR.RINR
Romania's real interest rate was -3.63% in 2025, ranked 81st globally. This represents a 383.8% decrease from 2024. Data from World Bank, covering 1993–2025.
Overview
Romania's real interest rate stood at -3.63% in 2025, a decline of +2.88pp from 2024. Based on recent trends, this figure is projected to reach -3.63% by 2025. Romania ranked 81st globally.
Romania's real interest rate has exhibited significant fluctuations over the past three decades. At its lowest point in 1993, the real interest rate plummeted to -43.05%, a stark contrast to the peak of 12.67% reached in 2009. The latest figure, -3.63%, positions Romania's real interest rate at 81st globally. A comparison with peer countries reveals that Romania's rate is slightly lower than that of Angola, which stood at -3.47% in 2025. The sharp decline in real interest rates from the 1993 trough to the 2009 peak suggests an improvement in the country's economic conditions during this period. However, the current negative real interest rate may indicate persistent economic challenges. A sustained economic recovery, coupled with successful monetary policy adjustments, could potentially shift the trend and drive Romania's real interest rate towards more positive territory.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | -5.39% | - | - |
| 2026* trend | -4.51% | - | - |
| 2025* trend | -3.63% | - | - |
| 2025 | -3.63% | −2.88pp | #81 |
| 2024 | -0.75% | +1.95pp | #7 |
| 2023 | -2.70% | +1.13pp | #14 |
| 2022 | -3.83% | −3.84pp | #24 |
| 2021 | 0.01% | −2.28pp | #39 |
| 2020 | 2.29% | +2.10pp | #23 |
| 2019 | 0.18% | −0.41pp | #10 |
| 2018 | 0.59% | −0.28pp | #18 |
| 2017 | 0.87% | −2.14pp | #28 |
| 2016 | 3.01% | −0.38pp | #30 |
| 2015 | 3.39% | −3.25pp | #34 |
| 2014 | 6.64% | −2.36pp | #69 |
| 2013 | 9.00% | +1.76pp | #101 |
| 2012 | 7.24% | −0.59pp | #86 |
| 2011 | 7.83% | +0.15pp | #103 |
Detected Pattern
Analysis
Romania matched the Fiscal Dominance Trap pattern in 2023. Historically, 72% of countries showing this pattern (278 out of 386) saw real interest rate improve within 24 months. View full analysis →
Frequently Asked Questions
Romania's real interest rate was -3.63% in 2025. Ranked 81st globally. This represents a 383.8% decrease from the previous year.
Romania's real interest rate peaked at 12.67% in 2009.
The lowest real interest rate in Romania was -43.05% in 1993.
Romania ranks 81st globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
Romania's real interest rate is projected to reach -3.63% by 2025 based on trend extrapolation.
The real interest rate of Romania in 2025 was -3.63%. This ranks 81st in the world.
Cite this page
@misc{historysaid_romania_real-interest-rate,
title = {Romania Real Interest Rate},
url = {https://historysaid.com/romania/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}