St. Lucia Deposit Rate
Deposit interest rate FR.INR.DPST
St. Lucia's deposit rate was 1.07% in 2025, ranked 82nd globally. This represents a 11.4% decrease from 2024. Data from World Bank, covering 1981–2025.
Overview
St. Lucia's deposit rate stood at 1.07% in 2025, a decline of +0.14pp from 2024. Based on recent trends, this figure is projected to reach 1.07% by 2025. St. Lucia ranked 82nd globally.
St. Lucia's deposit rate has experienced a significant decline over the past four decades, particularly since the 1980s when the rate peaked at 5.57% in 1983. This peak was among the highest globally, reflecting the island nation's economic growth and stability during that period. In contrast, the deposit rate has been steadily decreasing, reaching a record low of 1.07% in 2025, ranking 82nd globally. This trend is comparable to its peer countries in the region, such as Samoa with a deposit rate of 1.26% and St. Vincent and the Grenadines with a rate of 1.03%. The decline in deposit rates in St. Lucia suggests a shift towards a more liberalized financial sector and increased competition among banks. However, a further decline in interest rates may be hindered by potential changes in monetary policy or shifts in global economic conditions, which could impact the trajectory of St. Lucia's deposit rate in the coming years.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 0.91% | - | - |
| 2026* trend | 0.99% | - | - |
| 2025* trend | 1.07% | - | - |
| 2025 | 1.07% | −0.14pp | #82 |
| 2024 | 1.21% | −0.02pp | #13 |
| 2023 | 1.23% | +0.03pp | #18 |
| 2022 | 1.20% | −0.19pp | #25 |
| 2021 | 1.39% | −0.14pp | #35 |
| 2020 | 1.53% | +0.03pp | #37 |
| 2019 | 1.50% | −0.07pp | #30 |
| 2018 | 1.57% | −0.09pp | #35 |
| 2017 | 1.66% | −0.21pp | #40 |
| 2016 | 1.87% | −0.41pp | #43 |
| 2015 | 2.27% | −0.53pp | #47 |
| 2014 | 2.80% | −0.13pp | #61 |
| 2013 | 2.93% | −0.12pp | #51 |
| 2012 | 3.06% | −0.44pp | #46 |
| 2011 | 3.49% | +0.17pp | #60 |
Analysis
St. Lucia's deposit rate was 1.07% in 2025, a decline of −0.14pp from 2024. Based on trends, estimated 1.07% by 2025.
Frequently Asked Questions
St. Lucia's deposit rate was 1.07% in 2025. Ranked 82nd globally. This represents a 11.4% decrease from the previous year.
St. Lucia's deposit rate peaked at 5.57% in 1983.
The lowest deposit rate in St. Lucia was 1.07% in 2025.
St. Lucia ranks 82nd globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
St. Lucia's deposit rate is projected to reach 1.07% by 2025 based on trend extrapolation.
The deposit rate of St. Lucia in 2025 was 1.07%. This ranks 82nd in the world.
Cite this page
@misc{historysaid_st-lucia_deposit-rate,
title = {St. Lucia Deposit Rate},
url = {https://historysaid.com/st-lucia/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}