St. Lucia Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
St. Lucia's non-performing loans was 17.64% in 2025, ranked 6th globally. This represents a 21.9% increase from 2024. Data from World Bank, covering 2015–2025.
Overview
St. Lucia's non-performing loans stood at 17.64% in 2025, a rise of +3.17pp from 2023. Based on recent trends, this figure is projected to reach 17.64% by 2025. St. Lucia ranked 6th globally.
St. Lucia's non-performing loans (NPLs) have exhibited a significant fluctuation over the past decade, with the all-time peak of 18.20% occurring in 2015. The country's NPL ratio has shown a downward trend since then, reaching a trough of 8.24% in 2019. However, the NPL ratio has been increasing steadily over the past few years, currently standing at 17.64%, which ranks St. Lucia sixth globally. This is higher than its peer St. Kitts and Nevis, but lower than Ghana. The increasing NPL ratio may be a cause for concern, as it can indicate potential credit risks and negatively impact the country's banking system. To reverse this trend, St. Lucia can focus on implementing effective credit risk management strategies, improving its regulatory framework, and enhancing the efficiency of its debt collection processes. A sustained effort to address these issues could help stabilize the NPL ratio and maintain a more stable financial environment.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 19.13% | - | - |
| 2025* trend | 17.64% | - | - |
| 2025 | 17.64% | +3.17pp | #6 |
| 2023 | 14.48% | +1.72pp | #94 |
| 2022 | 12.76% | +0.13pp | #120 |
| 2021 | 12.64% | +2.25pp | #125 |
| 2020 | 10.38% | +2.14pp | #115 |
| 2019 | 8.24% | −1.79pp | #107 |
| 2018 | 10.03% | −2.47pp | #114 |
| 2017 | 12.50% | −0.62pp | #118 |
| 2016 | 13.12% | −5.07pp | #120 |
| 2015 | 18.20% | – | #128 |
Analysis
St. Lucia's non-performing loans was 17.64% in 2025, a rise of +3.17pp from 2024. Based on trends, estimated 17.64% by 2025.
Frequently Asked Questions
St. Lucia's non-performing loans was 17.64% in 2025. Ranked 6th globally. This represents a 21.9% increase from the previous year.
St. Lucia's non-performing loans peaked at 18.20% in 2015.
The lowest non-performing loans in St. Lucia was 8.24% in 2019.
St. Lucia ranks 6th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
St. Lucia's non-performing loans is projected to reach 17.64% by 2025 based on trend extrapolation.
The non-performing loans of St. Lucia in 2025 was 17.64%. This ranks 6th in the world.
Cite this page
@misc{historysaid_st-lucia_non-performing-loans,
title = {St. Lucia Non-Performing Loans},
url = {https://historysaid.com/st-lucia/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}