Switzerland Deposit Rate
Deposit interest rate FR.INR.DPST
Switzerland's deposit rate was 1.45% in 2025, ranked 78th globally. This represents a 56.5% increase from 2024. Data from World Bank, covering 2008–2025.
Overview
Switzerland's deposit rate stood at 1.45% in 2025, a rise of +0.52pp from 2024. Based on recent trends, this figure is projected to reach 1.45% by 2025. Switzerland ranked 78th globally.
Switzerland’s deposit rate has slipped from its 2008 all‑time peak of 1.81% to a 2025 level of 1.45%, placing the country 78th in the world and keeping it marginally below peers such as Cabo Verde (1.49%) and Trinidad and Tobago (1.50%). The downward swing accelerated after the 2021 trough of –0.42%, when negative rates were introduced to curb inflationary pressures, and the subsequent modest rebound reflects a gradual easing of monetary tightening. Over the 18‑year coverage period, the rate has averaged around the low‑single‑digit range, indicating a persistently accommodative policy stance despite occasional forays into negative territory. As the Swiss National Bank continues to balance price stability with the need to support credit growth, future movements will hinge on inflation dynamics and global interest‑rate trends; a sustained rise in inflation could prompt a further uptick in deposit rates, while prolonged low inflation may keep the upward trajectory modest.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 2.28% | - | - |
| 2026* trend | 1.87% | - | - |
| 2025* trend | 1.45% | - | - |
| 2025 | 1.45% | +0.52pp | #78 |
| 2024 | 0.93% | −0.16pp | #11 |
| 2023 | 1.09% | +1.24pp | #15 |
| 2022 | -0.15% | +0.27pp | #1 |
| 2021 | -0.42% | −0.03pp | #1 |
| 2020 | -0.38% | −0.03pp | #1 |
| 2019 | -0.35% | −0.04pp | #1 |
| 2018 | -0.32% | −0.04pp | #1 |
| 2017 | -0.27% | −0.07pp | #1 |
| 2016 | -0.20% | −0.06pp | #1 |
| 2015 | -0.14% | −0.17pp | #1 |
| 2014 | 0.03% | −0.00pp | #2 |
| 2013 | 0.03% | −0.01pp | #2 |
| 2012 | 0.04% | −0.02pp | #2 |
| 2011 | 0.06% | −0.02pp | #3 |
Detected Pattern
Analysis
Switzerland matched the Export Boom Cycle pattern in 2016. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Switzerland's deposit rate was 1.45% in 2025. Ranked 78th globally. This represents a 56.5% increase from the previous year.
Switzerland's deposit rate peaked at 1.81% in 2008.
The lowest deposit rate in Switzerland was -0.42% in 2021.
Switzerland ranks 78th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Switzerland's deposit rate is projected to reach 1.45% by 2025 based on trend extrapolation.
The deposit rate of Switzerland in 2025 was 1.45%. This ranks 78th in the world.
Cite this page
@misc{historysaid_switzerland_deposit-rate,
title = {Switzerland Deposit Rate},
url = {https://historysaid.com/switzerland/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}