Antigua and Barbuda Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Antigua and Barbuda's non-performing loans was 7.08% in 2025, ranked 28th globally. This represents a 16.9% increase from 2024. Data from World Bank, covering 2015–2025.
Overview
Antigua and Barbuda's non-performing loans stood at 7.08% in 2025, a rise of +1.02pp from 2023. Based on recent trends, this figure is projected to reach 7.08% by 2025. Antigua and Barbuda ranked 28th globally.
Antigua and Barbuda’s non‑performing loan (NPL) ratio fell from an all‑time peak of 9.54 % in 2015 to a trough of 5.33 % in 2019 before rising again to 7.08 % in 2025, placing the country 28th globally. The post‑peak decline reflected tighter banking supervision and modest credit growth, yet the recent uptick suggests renewed stress in the financial sector, possibly linked to slower economic recovery after the pandemic and heightened exposure to external shocks. Compared with peers of similar ranking, Montenegro recorded a 6.71 % NPL ratio and the Democratic Republic of Congo posted 7.22 %, indicating that Antigua and Barbuda’s current level remains slightly above the regional average for its rank. The upward movement from the 2019 trough underscores the fragility of loan quality, and unless credit risk management is strengthened and macro‑economic conditions improve, the NPL ratio may continue to climb in the near term.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 7.17% | - | - |
| 2025* trend | 7.08% | - | - |
| 2025 | 7.08% | +1.02pp | #28 |
| 2023 | 6.05% | −0.85pp | #78 |
| 2022 | 6.91% | −0.89pp | #102 |
| 2021 | 7.80% | +0.40pp | #107 |
| 2020 | 7.40% | +2.06pp | #99 |
| 2019 | 5.33% | −1.02pp | #88 |
| 2018 | 6.35% | −1.59pp | #90 |
| 2017 | 7.94% | −0.72pp | #94 |
| 2016 | 8.66% | −0.89pp | #93 |
| 2015 | 9.54% | – | #101 |
Detected Pattern
Analysis
Antigua and Barbuda matched the Export Boom Cycle pattern in 1984. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Antigua and Barbuda's non-performing loans was 7.08% in 2025. Ranked 28th globally. This represents a 16.9% increase from the previous year.
Antigua and Barbuda's non-performing loans peaked at 9.54% in 2015.
The lowest non-performing loans in Antigua and Barbuda was 5.33% in 2019.
Antigua and Barbuda ranks 28th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Antigua and Barbuda's non-performing loans is projected to reach 7.08% by 2025 based on trend extrapolation.
The non-performing loans of Antigua and Barbuda in 2025 was 7.08%. This ranks 28th in the world.
Cite this page
@misc{historysaid_antigua-and-barbuda_non-performing-loans,
title = {Antigua and Barbuda Non-Performing Loans},
url = {https://historysaid.com/antigua-and-barbuda/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}