St. Kitts and Nevis Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
St. Kitts and Nevis's non-performing loans was 17.57% in 2025, ranked 7th globally. This represents a 9.5% decrease from 2024. Data from World Bank, covering 2015–2025.
Overview
St. Kitts and Nevis's non-performing loans stood at 17.57% in 2025, a decline of +1.84pp from 2023. Based on recent trends, this figure is projected to reach 17.57% by 2025. St. Kitts and Nevis ranked 7th globally.
St. Kitts and Nevis' Non-Performing Loans (NPLs) have experienced significant fluctuations over the past decade, reflecting the country's vulnerability to economic shocks. Although the NPL ratio has declined since its peak in 2018, reaching 17.57% in 2025, it remains a concern for the financial sector. The 2016 trough of 14.66% suggests a brief period of stability, but the subsequent increase indicates lingering issues in credit management. The country's NPL ratio is comparable to that of St. Lucia, which ranks slightly higher at 17.64%, while San Marino's 17.14% ratio is slightly lower. In comparison, Ghana's NPL ratio of 21.15% and Iraq's 15.77% serve as cautionary examples of the potential risks associated with high NPL levels. A sustained economic recovery, coupled with effective credit risk management, could help mitigate the NPL ratio's trajectory, potentially leading to a downward trend in the coming years.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 16.48% | - | - |
| 2025* trend | 17.57% | - | - |
| 2025 | 17.57% | −1.84pp | #7 |
| 2023 | 19.42% | −2.41pp | #98 |
| 2022 | 21.83% | +0.91pp | #129 |
| 2021 | 20.93% | −2.60pp | #137 |
| 2020 | 23.53% | −0.51pp | #135 |
| 2019 | 24.03% | −0.65pp | #137 |
| 2018 | 24.69% | +4.22pp | #139 |
| 2017 | 20.46% | +5.80pp | #133 |
| 2016 | 14.66% | −0.79pp | #124 |
| 2015 | 15.45% | – | #120 |
Detected Pattern
Analysis
St. Kitts and Nevis matched the Fiscal Dominance Trap pattern in 1981. Historically, 72% of countries showing this pattern (278 out of 386) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
St. Kitts and Nevis's non-performing loans was 17.57% in 2025. Ranked 7th globally. This represents a 9.5% decrease from the previous year.
St. Kitts and Nevis's non-performing loans peaked at 24.69% in 2018.
The lowest non-performing loans in St. Kitts and Nevis was 14.66% in 2016.
St. Kitts and Nevis ranks 7th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
St. Kitts and Nevis's non-performing loans is projected to reach 17.57% by 2025 based on trend extrapolation.
The non-performing loans of St. Kitts and Nevis in 2025 was 17.57%. This ranks 7th in the world.
Cite this page
@misc{historysaid_st-kitts-and-nevis_non-performing-loans,
title = {St. Kitts and Nevis Non-Performing Loans},
url = {https://historysaid.com/st-kitts-and-nevis/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}