Equatorial Guinea Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Equatorial Guinea's non-performing loans was 35.52% in 2025, ranked 1st globally. This represents a 14.0% increase from 2024. Data from World Bank, covering 2010–2025.
Overview
Equatorial Guinea's non-performing loans stood at 35.52% in 2025, a rise of +4.37pp from 2023. Based on recent trends, this figure is projected to reach 35.52% by 2025. Equatorial Guinea ranked 1st globally.
Equatorial Guinea’s non‑performing loan (NPL) ratio has surged dramatically over the 15‑year span, climbing from 4.72 % in 2010 to a World Bank‑record 35.52 % in 2025, the highest level among all reporting economies. The ascent accelerated after a brief trough of 4.42 % in 2011, reaching an all‑time peak of 55.41 % in 2022 before easing slightly to the current figure. This volatility contrasts sharply with peer countries such as Chad, whose NPL ratio stands at 32.19 %, and Ukraine at 27.56 %, highlighting systemic stress in Equatorial Guinea’s banking sector. The persistent rise suggests deteriorating credit quality, likely driven by weak macro‑financial fundamentals and limited risk‑mitigation capacity. Continued improvement will depend on tighter loan‑origination standards, enhanced supervisory frameworks, and broader economic diversification to reduce exposure to sectoral shocks, which could gradually reverse the upward trajectory.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 32.26% | - | - |
| 2025* trend | 35.52% | - | - |
| 2025 | 35.52% | +4.37pp | #1 |
| 2023 | 31.15% | −24.26pp | #101 |
| 2022 | 55.41% | +0.33pp | #133 |
| 2021 | 55.08% | +2.84pp | #140 |
| 2020 | 52.24% | +3.18pp | #140 |
| 2019 | 49.07% | +12.14pp | #142 |
| 2018 | 36.92% | +9.40pp | #142 |
| 2017 | 27.53% | +2.43pp | #138 |
| 2016 | 25.09% | +7.40pp | #135 |
| 2015 | 17.70% | −2.04pp | #124 |
| 2014 | 19.74% | −0.40pp | #117 |
| 2013 | 20.13% | +14.36pp | #118 |
| 2012 | 5.77% | +1.35pp | #78 |
| 2011 | 4.42% | −0.30pp | #63 |
| 2010 | 4.72% | – | #59 |
Detected Pattern
Analysis
Equatorial Guinea matched the Export Boom Cycle pattern in 2022. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Equatorial Guinea's non-performing loans was 35.52% in 2025. Ranked 1st globally. This represents a 14.0% increase from the previous year.
Equatorial Guinea's non-performing loans peaked at 55.41% in 2022.
The lowest non-performing loans in Equatorial Guinea was 4.42% in 2011.
Equatorial Guinea ranks 1st globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Equatorial Guinea's non-performing loans is projected to reach 35.52% by 2025 based on trend extrapolation.
The non-performing loans of Equatorial Guinea in 2025 was 35.52%. This ranks 1st in the world.
Cite this page
@misc{historysaid_equatorial-guinea_non-performing-loans,
title = {Equatorial Guinea Non-Performing Loans},
url = {https://historysaid.com/equatorial-guinea/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}