Belize Deposit Rate
Deposit interest rate FR.INR.DPST
Belize's deposit rate was 2.05% in 2025, ranked 64th globally. This represents a 1.1% decrease from 2024. Data from World Bank, covering 1976–2025.
Overview
Belize's deposit rate stood at 2.05% in 2025, a decline of +0.02pp from 2024. Based on recent trends, this figure is projected to reach 2.05% by 2025. Belize ranked 64th globally.
Belize’s deposit rate has fallen sharply over the past five decades, sliding from a 1976 level of 7.10% to an all‑time trough of 1.95% in 2019 before modestly rising to 2.05% in 2025, placing the nation 64th in the world. The peak of 14.87% recorded in 1982 reflects the high‑inflation environment of the early 1980s, after which a gradual liberalisation of financial markets and successive monetary‑policy adjustments drove rates lower. The 2025 figure is slightly above the rate observed in peer Nicaragua (2.08%) and close to St. Kitts and Nevis (1.97%), suggesting that Belize’s banking sector remains competitive within the region despite modest absolute levels. The long‑term decline mirrors broader trends of declining real interest rates in emerging economies, but future shifts in inflation expectations or a tightening of monetary policy could reverse the recent upward move, potentially nudging the deposit rate higher.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 1.97% | - | - |
| 2026* trend | 2.01% | - | - |
| 2025* trend | 2.05% | - | - |
| 2025 | 2.05% | −0.02pp | #64 |
| 2024 | 2.07% | −0.01pp | #30 |
| 2023 | 2.08% | −0.14pp | #35 |
| 2022 | 2.22% | −0.01pp | #47 |
| 2021 | 2.23% | +0.05pp | #57 |
| 2020 | 2.18% | +0.23pp | #52 |
| 2019 | 1.95% | −0.05pp | #44 |
| 2018 | 2.00% | −0.12pp | #44 |
| 2017 | 2.12% | −0.18pp | #49 |
| 2016 | 2.30% | −0.30pp | #52 |
| 2015 | 2.60% | −0.30pp | #65 |
| 2014 | 2.90% | −0.69pp | #65 |
| 2013 | 3.59% | −0.83pp | #71 |
| 2012 | 4.41% | −2.03pp | #80 |
| 2011 | 6.44% | −1.32pp | #95 |
Detected Pattern
Analysis
Belize matched the Export Boom Cycle pattern in 1990. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Belize's deposit rate was 2.05% in 2025. Ranked 64th globally. This represents a 1.1% decrease from the previous year.
Belize's deposit rate peaked at 14.87% in 1982.
The lowest deposit rate in Belize was 1.95% in 2019.
Belize ranks 64th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Belize's deposit rate is projected to reach 2.05% by 2025 based on trend extrapolation.
The deposit rate of Belize in 2025 was 2.05%. This ranks 64th in the world.
Cite this page
@misc{historysaid_belize_deposit-rate,
title = {Belize Deposit Rate},
url = {https://historysaid.com/belize/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}