Belize Lending Rate
Lending interest rate FR.INR.LEND
Belize's lending rate was 8.32% in 2025, ranked 55th globally. This represents a 1.2% decrease from 2024. Data from World Bank, covering 1982–2025.
Overview
Belize's lending rate stood at 8.32% in 2025, a decline of +0.10pp from 2024. Based on recent trends, this figure is projected to reach 8.32% by 2025. Belize ranked 55th globally.
Belize’s policy lending rate has fallen sharply over the past four decades, sliding from a high of 14.59 % in 1982 to an all‑time peak of 16.50 % in 1998 before reaching a trough of 8.32 % in 2025, the lowest level recorded in the 44‑year series and ranking 55th globally. The decline reflects a combination of monetary tightening in the late 1990s and a gradual easing of credit conditions in the 2010s, aligning Belize with other small open economies such as Vanuatu (8.30 % in 2025) and Indonesia (8.49 %). The current rate of 8.32 % suggests a relatively accommodative stance aimed at supporting growth while keeping inflation in check. Continued moderation of global interest‑rate pressures and stable fiscal fundamentals could sustain the downward trajectory, whereas a resurgence of external debt stress or commodity price shocks might prompt a reversal.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 8.19% | - | - |
| 2026* trend | 8.26% | - | - |
| 2025* trend | 8.32% | - | - |
| 2025 | 8.32% | −0.10pp | #55 |
| 2024 | 8.42% | −0.02pp | #35 |
| 2023 | 8.44% | −0.09pp | #38 |
| 2022 | 8.52% | +0.09pp | #52 |
| 2021 | 8.44% | −0.30pp | #63 |
| 2020 | 8.73% | −0.33pp | #61 |
| 2019 | 9.07% | −0.05pp | #57 |
| 2018 | 9.12% | −0.35pp | #63 |
| 2017 | 9.46% | −0.38pp | #68 |
| 2016 | 9.84% | −0.48pp | #70 |
| 2015 | 10.32% | −0.50pp | #75 |
| 2014 | 10.82% | −0.75pp | #80 |
| 2013 | 11.57% | −0.87pp | #87 |
| 2012 | 12.44% | −0.92pp | #90 |
| 2011 | 13.36% | −0.52pp | #90 |
Detected Pattern
Analysis
Belize matched the Export Boom Cycle pattern in 1990. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Belize's lending rate was 8.32% in 2025. Ranked 55th globally. This represents a 1.2% decrease from the previous year.
Belize's lending rate peaked at 16.50% in 1998.
The lowest lending rate in Belize was 8.32% in 2025.
Belize ranks 55th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Belize's lending rate is projected to reach 8.32% by 2025 based on trend extrapolation.
The lending rate of Belize in 2025 was 8.32%. This ranks 55th in the world.
Cite this page
@misc{historysaid_belize_lending-rate,
title = {Belize Lending Rate},
url = {https://historysaid.com/belize/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}