Belize Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Belize's non-performing loans was -1.71% in 2025, ranked 128th globally. This represents a 135.0% decrease from 2024. Data from World Bank, covering 2017–2025.
Overview
Belize's non-performing loans stood at -1.71% in 2025, a decline of +6.60pp from 2022. Based on recent trends, this figure is projected to reach -1.71% by 2025. Belize ranked 128th globally.
Belize’s non‑performing loan ratio has swung dramatically over the seven‑year span from 2017 to 2025, falling from a high of 20.39 % in the earliest year to an all‑time trough of –1.71 % in 2025, the lowest figure among 128 economies surveyed by the World Bank. The peak of 22.82 % occurred in 2018, reflecting a period of heightened credit stress, after which the ratio entered a steep decline that accelerated in the early 2020s. By 2025 Belize’s –1.71 % compares closely with Nigeria’s –1.67 % and Italy’s –2.16 %, positioning the country among the few with negative non‑performing loan ratios, a sign of either aggressive loan write‑downs or strong repayment performance. The sharp reversal suggests improved banking sector resilience, but sustaining the trajectory will depend on maintaining credit quality, managing external shocks, and ensuring that the current low level is not the result of statistical anomalies. Continued prudential oversight could keep the downward trend intact.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2025* trend | -1.71% | - | - |
| 2025 | -1.71% | −6.60pp | #128 |
| 2022 | 4.89% | −13.42pp | #85 |
| 2021 | 18.31% | −4.04pp | #134 |
| 2020 | 22.35% | +0.31pp | #134 |
| 2019 | 22.04% | −0.78pp | #135 |
| 2018 | 22.82% | +2.44pp | #137 |
| 2017 | 20.39% | – | #132 |
Detected Pattern
Analysis
Belize matched the Export Boom Cycle pattern in 1990. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Belize's non-performing loans was -1.71% in 2025. Ranked 128th globally. This represents a 135.0% decrease from the previous year.
Belize's non-performing loans peaked at 22.82% in 2018.
The lowest non-performing loans in Belize was -1.71% in 2025.
Belize ranks 128th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Belize's non-performing loans is projected to reach -1.71% by 2025 based on trend extrapolation.
The non-performing loans of Belize in 2025 was -1.71%. This ranks 128th in the world.
Cite this page
@misc{historysaid_belize_non-performing-loans,
title = {Belize Non-Performing Loans},
url = {https://historysaid.com/belize/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}