Bosnia and Herzegovina Deposit Rate
Deposit interest rate FR.INR.DPST
Bosnia and Herzegovina's deposit rate was 1.63% in 2025, ranked 70th globally. This represents a 1.1% increase from 2024. Data from World Bank, covering 2002–2025.
Overview
Bosnia and Herzegovina's deposit rate stood at 1.63% in 2025, a rise of +0.02pp from 2024. Based on recent trends, this figure is projected to reach 1.63% by 2025. Bosnia and Herzegovina ranked 70th globally.
Bosnia and Herzegovina’s deposit rate has fallen sharply from its all‑time peak of 4.53 % in 2002 to a trough of 0.58 % in 2021, before rising modestly to 1.63 % in 2025, placing the country 70th globally. The 24‑year series reflects a prolonged low‑interest environment that began after the global financial crisis and deepened during the pandemic, when monetary policy in the region was tightened to support liquidity. Compared with peers of similar ranking, Bosnia and Herzegovina’s rate is close to São Tomé and Principe’s 1.64 % and Kyrgyz Republic’s 1.59 %, indicating that its banking sector operates under comparable yield conditions in emerging markets. The modest rebound in 2025 suggests that tighter fiscal discipline and gradual inflation easing may allow the central bank to raise rates incrementally, but any resurgence of external shocks or fiscal imbalances could again depress deposit yields, keeping the upward trajectory uncertain.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 2.07% | - | - |
| 2026* trend | 1.85% | - | - |
| 2025* trend | 1.63% | - | - |
| 2025 | 1.63% | +0.02pp | #70 |
| 2024 | 1.61% | +0.43pp | #22 |
| 2023 | 1.18% | +0.53pp | #16 |
| 2022 | 0.64% | +0.06pp | #17 |
| 2021 | 0.58% | −0.22pp | #20 |
| 2020 | 0.80% | −0.12pp | #22 |
| 2019 | 0.91% | −0.07pp | #20 |
| 2018 | 0.98% | −0.23pp | #20 |
| 2017 | 1.21% | −0.37pp | #27 |
| 2016 | 1.58% | −0.48pp | #38 |
| 2015 | 2.06% | −0.60pp | #44 |
| 2014 | 2.66% | −0.34pp | #58 |
| 2013 | 3.01% | −0.17pp | #54 |
| 2012 | 3.18% | +0.38pp | #52 |
| 2011 | 2.80% | −0.36pp | #39 |
Detected Pattern
Analysis
Bosnia and Herzegovina matched the Fiscal Dominance Trap pattern in 2022. Historically, 72% of countries showing this pattern (278 out of 386) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Bosnia and Herzegovina's deposit rate was 1.63% in 2025. Ranked 70th globally. This represents a 1.1% increase from the previous year.
Bosnia and Herzegovina's deposit rate peaked at 4.53% in 2002.
The lowest deposit rate in Bosnia and Herzegovina was 0.58% in 2021.
Bosnia and Herzegovina ranks 70th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Bosnia and Herzegovina's deposit rate is projected to reach 1.63% by 2025 based on trend extrapolation.
The deposit rate of Bosnia and Herzegovina in 2025 was 1.63%. This ranks 70th in the world.
Cite this page
@misc{historysaid_bosnia-and-herzegovina_deposit-rate,
title = {Bosnia and Herzegovina Deposit Rate},
url = {https://historysaid.com/bosnia-and-herzegovina/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}