Bosnia and Herzegovina Real Interest Rate
Real interest rate FR.INR.RINR
Bosnia and Herzegovina's real interest rate was -3.79% in 2025, ranked 82nd globally. This represents a 1,345.4% decrease from 2024. Data from World Bank, covering 2002–2025.
Overview
Bosnia and Herzegovina's real interest rate stood at -3.79% in 2025, a decline of +4.09pp from 2024. Based on recent trends, this figure is projected to reach -3.79% by 2025. Bosnia and Herzegovina ranked 82nd globally.
Bosnia and Herzegovina's real interest rate has experienced significant fluctuations over the past 24 years, with a notable peak of 9.33% in 2003 and a trough of -7.56% in 2022. The country's real interest rate has trended downwards, with a current real interest rate of -3.79% ranking it 82nd globally. This decline mirrors that of Romania, which has a similar real interest rate of -3.63%. In contrast, countries with higher real interest rates such as Israel and Angola have implemented policies to stimulate economic growth, whereas Bosnia and Herzegovina's low real interest rate may be a response to the country's economic challenges. The prolonged period of low interest rates may indicate an accommodative monetary policy aimed at supporting economic recovery. However, a potential shift in the country's economic trajectory, such as an increase in inflation, could prompt the central bank to hike interest rates, potentially altering the current trend.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | -5.12% | - | - |
| 2026* trend | -4.45% | - | - |
| 2025* trend | -3.79% | - | - |
| 2025 | -3.79% | −4.09pp | #82 |
| 2024 | 0.30% | +3.27pp | #10 |
| 2023 | -2.96% | +4.59pp | #13 |
| 2022 | -7.56% | −5.88pp | #14 |
| 2021 | -1.68% | −4.69pp | #31 |
| 2020 | 3.01% | +2.21pp | #27 |
| 2019 | 0.79% | −0.18pp | #12 |
| 2018 | 0.97% | −1.58pp | #22 |
| 2017 | 2.56% | −1.30pp | #47 |
| 2016 | 3.85% | −0.48pp | #43 |
| 2015 | 4.33% | −1.25pp | #51 |
| 2014 | 5.59% | −1.69pp | #54 |
| 2013 | 7.28% | +0.79pp | #80 |
| 2012 | 6.48% | +1.60pp | #83 |
| 2011 | 4.88% | −1.51pp | #80 |
Detected Pattern
Analysis
Bosnia and Herzegovina matched the Fiscal Dominance Trap pattern in 2022. Historically, 72% of countries showing this pattern (278 out of 386) saw real interest rate improve within 24 months. View full analysis →
Frequently Asked Questions
Bosnia and Herzegovina's real interest rate was -3.79% in 2025. Ranked 82nd globally. This represents a 1,345.4% decrease from the previous year.
Bosnia and Herzegovina's real interest rate peaked at 9.33% in 2003.
The lowest real interest rate in Bosnia and Herzegovina was -7.56% in 2022.
Bosnia and Herzegovina ranks 82nd globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
Bosnia and Herzegovina's real interest rate is projected to reach -3.79% by 2025 based on trend extrapolation.
The real interest rate of Bosnia and Herzegovina in 2025 was -3.79%. This ranks 82nd in the world.
Cite this page
@misc{historysaid_bosnia-and-herzegovina_real-interest-rate,
title = {Bosnia and Herzegovina Real Interest Rate},
url = {https://historysaid.com/bosnia-and-herzegovina/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}