Cameroon Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Cameroon's non-performing loans was 11.54% in 2025, ranked 16th globally. This represents a 10.4% decrease from 2024. Data from World Bank, covering 2010–2025.
Overview
Cameroon's non-performing loans stood at 11.54% in 2025, a decline of +1.35pp from 2023. Based on recent trends, this figure is projected to reach 11.54% by 2025. Cameroon ranked 16th globally.
Cameroon’s non‑performing loan (NPL) ratio has risen modestly over the 15‑year span, moving from 10.10% in 2010 to 11.54% in 2025, placing the country 16th globally. The ratio reached its all‑time high of 15.79% in 2020, a spike that coincided with the pandemic‑related economic slowdown, before falling to a trough of 9.70% in 2014 during a period of relatively strong growth. Compared with peers of similar rank, Cameroon’s 2025 NPL level is slightly below Kenya’s 12.74% and Kyrgyz Republic’s 11.90%, yet above Morocco’s 9.98%, indicating a moderate risk profile within the region. The upward trajectory since the 2014 trough suggests lingering credit stress, although the recent figure remains below the 2020 peak. Continued macro‑economic stabilization, improved bank supervision and stronger borrower capacity could curb further deterioration and potentially reverse the modest upward trend in the coming years.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 10.90% | - | - |
| 2025* trend | 11.54% | - | - |
| 2025 | 11.54% | −1.35pp | #16 |
| 2023 | 12.89% | −0.15pp | #93 |
| 2022 | 13.03% | −1.04pp | #121 |
| 2021 | 14.07% | −1.71pp | #128 |
| 2020 | 15.79% | +1.08pp | #127 |
| 2019 | 14.71% | −0.11pp | #127 |
| 2018 | 14.82% | +2.39pp | #127 |
| 2017 | 12.43% | −1.12pp | #116 |
| 2016 | 13.55% | +1.25pp | #122 |
| 2015 | 12.30% | +2.60pp | #112 |
| 2014 | 9.70% | −0.59pp | #92 |
| 2013 | 10.30% | −1.26pp | #96 |
| 2012 | 11.55% | +0.11pp | #99 |
| 2011 | 11.45% | +1.35pp | #96 |
| 2010 | 10.10% | – | #90 |
Detected Pattern
Analysis
Cameroon matched the Export Boom Cycle pattern in 2007. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Cameroon's non-performing loans was 11.54% in 2025. Ranked 16th globally. This represents a 10.4% decrease from the previous year.
Cameroon's non-performing loans peaked at 15.79% in 2020.
The lowest non-performing loans in Cameroon was 9.70% in 2014.
Cameroon ranks 16th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Cameroon's non-performing loans is projected to reach 11.54% by 2025 based on trend extrapolation.
The non-performing loans of Cameroon in 2025 was 11.54%. This ranks 16th in the world.
Cite this page
@misc{historysaid_cameroon_non-performing-loans,
title = {Cameroon Non-Performing Loans},
url = {https://historysaid.com/cameroon/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}