Chad Deposit Rate
Deposit interest rate FR.INR.DPST
Chad's deposit rate was 2.45% in 2017, ranked 57th globally. This represents a 0.0% increase from 2016. Data from World Bank, covering 1990–2017.
Overview
Chad's deposit rate stood at 2.45% in 2017, a rise of +0.00pp from 2016. Chad ranked 57th globally.
Chad’s deposit rate has fallen sharply over the 28‑year series, slipping from an early‑period high of 7.50 % in 1990 to a historic low of 2.45 % in 2017, which also represents the all‑time trough. The peak of 8.08 % was recorded in 1994, after which the rate entered a long‑term downward trajectory that accelerated in the 2000s as monetary policy reforms and modest financial deepening reduced banks’ reliance on high interest spreads. By 2017 Chad ranked 57th globally, sharing the same 2.45 % level with Equatorial Guinea and Gabon, and only marginally above Bolivia’s 2.47 % rate, indicating that the country now sits among the lowest‑yielding deposit markets in the world. The persistent decline reflects limited competition among deposit‑taking institutions and subdued demand for savings in a low‑growth economy. Future movements will likely depend on whether reforms to broaden financial inclusion and improve macro‑economic stability can revive deposit inflows and lift the rate from its current trough.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2017 | 2.45% | +0.00pp | #57 |
| 2016 | 2.45% | +0.00pp | #61 |
| 2015 | 2.45% | −0.15pp | #58 |
| 2014 | 2.60% | −0.61pp | #55 |
| 2013 | 3.21% | −0.04pp | #65 |
| 2012 | 3.25% | +0.00pp | #58 |
| 2011 | 3.25% | +0.00pp | #53 |
| 2010 | 3.25% | +0.00pp | #54 |
| 2009 | 3.25% | −0.50pp | #45 |
| 2008 | 3.75% | −0.50pp | #44 |
| 2007 | 4.25% | −0.08pp | #49 |
| 2006 | 4.33% | −0.58pp | #53 |
| 2005 | 4.92% | −0.08pp | #74 |
| 2004 | 5.00% | +0.00pp | #72 |
| 2003 | 5.00% | +0.00pp | #58 |
Detected Pattern
Analysis
Chad matched the Export Boom Cycle pattern in 2022. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Chad's deposit rate was 2.45% in 2017. Ranked 57th globally. This represents a 0.0% increase from the previous year.
Chad's deposit rate peaked at 8.08% in 1994.
The lowest deposit rate in Chad was 2.45% in 2015.
Chad ranks 57th globally in deposit rate as of 2017.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
The deposit rate of Chad in 2017 was 2.45%. This ranks 57th in the world.
Cite this page
@misc{historysaid_chad_deposit-rate,
title = {Chad Deposit Rate},
url = {https://historysaid.com/chad/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}