Macao SAR, China Deposit Rate
Deposit interest rate FR.INR.DPST
Macao SAR, China's deposit rate was 0.80% in 2025, ranked 86th globally. This represents a 20.8% increase from 2024. Data from World Bank, covering 1984–2025.
Overview
Macao SAR, China's deposit rate stood at 0.80% in 2025, a rise of +0.14pp from 2024. Based on recent trends, this figure is projected to reach 0.80% by 2025. Macao SAR, China ranked 86th globally.
Macao SAR’s deposit rate has fallen dramatically from its all‑time peak of 9.17% in 1984 to a trough of 0.02% in 2010, reflecting the territory’s shift toward a low‑interest environment that accompanied the liberalisation of its financial sector and the dominance of its gaming‑driven economy. After more than a decade of near‑zero rates, the rate rose modestly to 0.80% in 2025, placing Macao at 86th in the world and just above Grenada’s 0.81% and below Fiji’s 0.83% while remaining higher than Hong Kong SAR’s 0.66%. The 42‑year coverage shows a long‑term downward trajectory, with the post‑2010 period characterised by incremental adjustments rather than the sharp declines of the earlier decades. Continued monetary easing in the region or further integration with mainland China’s policy framework could keep the rate anchored near current levels, whereas a resurgence of inflationary pressures would be required to push the trajectory upward.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 1.07% | - | - |
| 2026* trend | 0.94% | - | - |
| 2025* trend | 0.80% | - | - |
| 2025 | 0.80% | +0.14pp | #86 |
| 2024 | 0.66% | +0.03pp | #9 |
| 2023 | 0.64% | +0.38pp | #11 |
| 2022 | 0.26% | +0.09pp | #8 |
| 2021 | 0.16% | −0.04pp | #9 |
| 2020 | 0.21% | −0.03pp | #8 |
| 2019 | 0.24% | +0.14pp | #8 |
| 2018 | 0.10% | +0.06pp | #5 |
| 2017 | 0.05% | +0.01pp | #3 |
| 2016 | 0.04% | −0.00pp | #3 |
| 2015 | 0.04% | −0.01pp | #3 |
| 2014 | 0.05% | +0.01pp | #3 |
| 2013 | 0.04% | −0.02pp | #3 |
| 2012 | 0.06% | +0.01pp | #3 |
| 2011 | 0.05% | +0.04pp | #2 |
Detected Pattern
Analysis
Macao SAR, China matched the Export Boom Cycle pattern in 2011. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Macao SAR, China's deposit rate was 0.80% in 2025. Ranked 86th globally. This represents a 20.8% increase from the previous year.
Macao SAR, China's deposit rate peaked at 9.17% in 1984.
The lowest deposit rate in Macao SAR, China was 0.02% in 2010.
Macao SAR, China ranks 86th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Macao SAR, China's deposit rate is projected to reach 0.80% by 2025 based on trend extrapolation.
The deposit rate of Macao SAR, China in 2025 was 0.80%. This ranks 86th in the world.
Cite this page
@misc{historysaid_macao-sar-china_deposit-rate,
title = {Macao SAR, China Deposit Rate},
url = {https://historysaid.com/macao-sar-china/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}