Hong Kong SAR, China Deposit Rate
Deposit interest rate FR.INR.DPST
Hong Kong SAR, China's deposit rate was 0.66% in 2025, ranked 88th globally. This represents a 23.1% increase from 2024. Data from World Bank, covering 1994–2025.
Overview
Hong Kong SAR, China's deposit rate stood at 0.66% in 2025, a rise of +0.12pp from 2024. Based on recent trends, this figure is projected to reach 0.66% by 2025. Hong Kong SAR, China ranked 88th globally.
Hong Kong SAR’s deposit rate has fallen sharply from an all‑time peak of 6.62 % in 1998 to an all‑time trough of 0.01 % in 2017, reflecting the prolonged low‑interest‑rate environment that has characterized advanced economies since the global financial crisis. After a modest rebound, the rate stood at 0.66 % in 2025, placing Hong Kong 88th worldwide and just below Guyana’s 0.74 % and above the Bahamas’ 0.57 % while remaining close to Macao SAR’s 0.80 % rate. The 32‑year series shows a clear downward bias, with the steepest declines occurring after 2008 as monetary policy in major economies shifted toward ultra‑low rates. The modest uptick in 2025 suggests that any future rise will depend on the tightening of global monetary conditions or a shift in domestic liquidity management; absent such changes, the deposit rate is likely to remain near the lower end of its historical range.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 0.94% | - | - |
| 2026* trend | 0.80% | - | - |
| 2025* trend | 0.66% | - | - |
| 2025 | 0.66% | +0.12pp | #88 |
| 2024 | 0.53% | +0.04pp | #5 |
| 2023 | 0.49% | +0.44pp | #8 |
| 2022 | 0.05% | +0.03pp | #3 |
| 2021 | 0.02% | −0.04pp | #3 |
| 2020 | 0.06% | −0.08pp | #3 |
| 2019 | 0.14% | +0.09pp | #5 |
| 2018 | 0.04% | +0.03pp | #3 |
| 2017 | 0.01% | +0.00pp | #2 |
| 2016 | 0.01% | +0.00pp | #2 |
| 2015 | 0.01% | +0.00pp | #2 |
| 2014 | 0.01% | +0.00pp | #1 |
| 2013 | 0.01% | +0.00pp | #1 |
| 2012 | 0.01% | +0.00pp | #1 |
| 2011 | 0.01% | +0.00pp | #1 |
Detected Pattern
Analysis
Hong Kong SAR, China matched the Export Boom Cycle pattern in 2017. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Hong Kong SAR, China's deposit rate was 0.66% in 2025. Ranked 88th globally. This represents a 23.1% increase from the previous year.
Hong Kong SAR, China's deposit rate peaked at 6.62% in 1998.
The lowest deposit rate in Hong Kong SAR, China was 0.01% in 2010.
Hong Kong SAR, China ranks 88th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Hong Kong SAR, China's deposit rate is projected to reach 0.66% by 2025 based on trend extrapolation.
The deposit rate of Hong Kong SAR, China in 2025 was 0.66%. This ranks 88th in the world.
Cite this page
@misc{historysaid_hong-kong-sar-china_deposit-rate,
title = {Hong Kong SAR, China Deposit Rate},
url = {https://historysaid.com/hong-kong-sar-china/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}