Congo, Republic of Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Congo, Republic of's non-performing loans was 7.96% in 2025, ranked 25th globally. This represents a 47.7% decrease from 2024. Data from World Bank, covering 2010–2025.
Overview
Congo, Republic of's non-performing loans stood at 7.96% in 2025, a decline of +7.27pp from 2023. Based on recent trends, this figure is projected to reach 7.96% by 2025. Congo, Republic of ranked 25th globally.
The Republic of Congo's non-performing loans have fluctuated significantly over the past 15 years, with the all-time peak of 27.54% occurring in 2019, nearly 29 times higher than the all-time trough of 0.96% in 2010. The country's non-performing loans have decreased since the peak, standing at 7.96% in 2025, ranking 25th globally. In comparison to its peers, the Republic of Congo's non-performing loans are higher than those of Madagascar, which has a lower rate of 8.13%, but slightly lower than Comoros, which has a rate of 7.95%. The improvement in non-performing loans since 2019 is a positive development for the country's financial sector. However, the trend may be impacted by changes in economic conditions, such as a decline in global commodity prices, which could affect the country's ability to service its loans.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 5.07% | - | - |
| 2025* trend | 7.96% | - | - |
| 2025 | 7.96% | −7.27pp | #25 |
| 2023 | 15.22% | −1.61pp | #96 |
| 2022 | 16.83% | −0.03pp | #126 |
| 2021 | 16.85% | −4.19pp | #133 |
| 2020 | 21.05% | −6.49pp | #132 |
| 2019 | 27.54% | +5.03pp | #140 |
| 2018 | 22.51% | +6.32pp | #135 |
| 2017 | 16.19% | +8.17pp | #128 |
| 2016 | 8.02% | +3.00pp | #89 |
| 2015 | 5.01% | +2.51pp | #69 |
| 2014 | 2.51% | +1.28pp | #38 |
| 2013 | 1.22% | −0.29pp | #13 |
| 2012 | 1.52% | +0.44pp | #15 |
| 2011 | 1.08% | +0.11pp | #12 |
| 2010 | 0.96% | – | #8 |
Detected Pattern
Analysis
Congo, Republic of matched the Export Boom Cycle pattern in 2011. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Congo, Republic of's non-performing loans was 7.96% in 2025. Ranked 25th globally. This represents a 47.7% decrease from the previous year.
Congo, Republic of's non-performing loans peaked at 27.54% in 2019.
The lowest non-performing loans in Congo, Republic of was 0.96% in 2010.
Congo, Republic of ranks 25th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Congo, Republic of's non-performing loans is projected to reach 7.96% by 2025 based on trend extrapolation.
The non-performing loans of Congo, Republic of in 2025 was 7.96%. This ranks 25th in the world.
Cite this page
@misc{historysaid_congo-republic-of_non-performing-loans,
title = {Congo, Republic of Non-Performing Loans},
url = {https://historysaid.com/congo-republic-of/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}