Denmark Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Denmark's non-performing loans was 0.73% in 2025, ranked 106th globally. This represents a 22.7% decrease from 2024. Data from World Bank, covering 2010–2025.
Overview
Denmark's non-performing loans stood at 0.73% in 2025, a decline of +0.21pp from 2023. Based on recent trends, this figure is projected to reach 0.73% by 2025. Denmark ranked 106th globally.
Denmark's Non-Performing Loans (NPL) ratio has experienced significant improvement in recent years, with the latest available data from the World Bank indicating a ratio of 0.73% in 2025. This marks a notable decline from the all-time peak of 3.53% in 2012 and the 2010 starting point of 3.14%. The country's NPL ratio now ranks lower than several of its global peers, including Uruguay at 0.75%. The substantial reduction in NPLs is a testament to the robust financial health of Denmark's banking sector. The low NPL ratio of 0.73% in 2025 suggests that Danish banks are effectively managing their loan portfolios and minimizing the risk of defaults. However, a potential increase in NPLs could be triggered by macroeconomic shocks or a downturn in the global economy, which would necessitate close monitoring and proactive risk management by Danish financial institutions.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 0.61% | - | - |
| 2025* trend | 0.73% | - | - |
| 2025 | 0.73% | −0.21pp | #106 |
| 2023 | 0.94% | −0.13pp | #7 |
| 2022 | 1.07% | −0.17pp | #14 |
| 2021 | 1.24% | −0.16pp | #18 |
| 2020 | 1.41% | +0.04pp | #16 |
| 2019 | 1.37% | −0.39pp | #17 |
| 2018 | 1.76% | +0.02pp | #26 |
| 2017 | 1.74% | −0.92pp | #26 |
| 2016 | 2.66% | −0.62pp | #44 |
| 2015 | 3.28% | −0.25pp | #51 |
| 2012 | 3.53% | +0.35pp | #50 |
| 2011 | 3.17% | +0.03pp | #49 |
| 2010 | 3.14% | – | #41 |
Detected Pattern
Analysis
Denmark matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Denmark's non-performing loans was 0.73% in 2025. Ranked 106th globally. This represents a 22.7% decrease from the previous year.
Denmark's non-performing loans peaked at 3.53% in 2012.
The lowest non-performing loans in Denmark was 0.73% in 2025.
Denmark ranks 106th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Denmark's non-performing loans is projected to reach 0.73% by 2025 based on trend extrapolation.
The non-performing loans of Denmark in 2025 was 0.73%. This ranks 106th in the world.
Cite this page
@misc{historysaid_denmark_non-performing-loans,
title = {Denmark Non-Performing Loans},
url = {https://historysaid.com/denmark/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}