Georgia Deposit Rate
Deposit interest rate FR.INR.DPST
Georgia's deposit rate was 11.44% in 2025, ranked 13th globally. This represents a 8.4% increase from 2024. Data from World Bank, covering 1995–2025.
Overview
Georgia's deposit rate stood at 11.44% in 2025, a rise of +0.89pp from 2024. Based on recent trends, this figure is projected to reach 11.44% by 2025. Georgia ranked 13th globally.
Georgia’s deposit rate has fallen sharply from its all‑time peak of 17.16 % in 1995 to a trough of 4.00 % in 2000, before climbing again to 11.44 % in 2025, placing the country 13th globally. The 31‑year series shows a pronounced decline during the late 1990s, reflecting the post‑Soviet financial restructuring that forced banks to lower interest margins, followed by a gradual re‑tightening as macro‑stability improved and monetary policy normalized. By 2025 the rate is only marginally below peers such as the Dominican Republic (11.64 %) and Chile (11.39 %), suggesting that Georgia’s banking sector has converged with other emerging markets that balance deposit attraction with inflation control. The recent upward movement indicates a response to higher inflation expectations and a tighter policy stance, and if inflation remains subdued while credit growth accelerates, the deposit rate may stabilize around the current level, though a further rise could be triggered by external shocks or a shift in monetary policy.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 11.83% | - | - |
| 2026* trend | 11.64% | - | - |
| 2025* trend | 11.44% | - | - |
| 2025 | 11.44% | +0.89pp | #13 |
| 2024 | 10.55% | −1.03pp | #77 |
| 2023 | 11.59% | −0.05pp | #85 |
| 2022 | 11.64% | +1.33pp | #92 |
| 2021 | 10.31% | +0.09pp | #105 |
| 2020 | 10.22% | +1.52pp | #107 |
| 2019 | 8.71% | −0.13pp | #103 |
| 2018 | 8.83% | −0.82pp | #106 |
| 2017 | 9.65% | −0.29pp | #126 |
| 2016 | 9.94% | +1.03pp | #122 |
| 2015 | 8.91% | +0.48pp | #119 |
| 2014 | 8.43% | −1.30pp | #120 |
| 2013 | 9.73% | −0.98pp | #123 |
| 2012 | 10.71% | −0.83pp | #127 |
| 2011 | 11.54% | +1.48pp | #128 |
Analysis
Georgia's deposit rate was 11.44% in 2025, a rise of +0.89pp from 2024. Based on trends, estimated 11.44% by 2025.
Frequently Asked Questions
Georgia's deposit rate was 11.44% in 2025. Ranked 13th globally. This represents a 8.4% increase from the previous year.
Georgia's deposit rate peaked at 17.16% in 1995.
The lowest deposit rate in Georgia was 4.00% in 2000.
Georgia ranks 13th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Georgia's deposit rate is projected to reach 11.44% by 2025 based on trend extrapolation.
The deposit rate of Georgia in 2025 was 11.44%. This ranks 13th in the world.
Cite this page
@misc{historysaid_georgia_deposit-rate,
title = {Georgia Deposit Rate},
url = {https://historysaid.com/georgia/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}