Georgia Lending Rate
Lending interest rate FR.INR.LEND
Georgia's lending rate was 13.14% in 2025, ranked 28th globally. This represents a 9.2% increase from 2024. Data from World Bank, covering 2003–2025.
Overview
Georgia's lending rate stood at 13.14% in 2025, a rise of +1.11pp from 2024. Based on recent trends, this figure is projected to reach 13.14% by 2025. Georgia ranked 28th globally.
Georgia’s policy lending rate has fallen sharply from its 2003 all‑time peak of 23.76% to a trough of 10.82% in 2019, before edging up to 13.14% in 2025, placing the country 28th globally. The 13.14% rate in 2025 is closely matched by peers such as Armenia (13.23%) and Azerbaijan (13.12%), and remains slightly below the Russian Federation’s 13.33% and South Africa’s 13.02%. Over the 23‑year coverage period, the downward trajectory reflects a combination of monetary‑policy tightening, inflation moderation and gradual financial‑sector consolidation, while the recent modest rise suggests a response to external pressures, including currency volatility and regional risk premia. Should inflation stay contained and fiscal discipline improve, the central bank may resume a gradual easing path, potentially nudging the lending rate lower toward the levels seen in the 2019 trough.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 13.44% | - | - |
| 2026* trend | 13.29% | - | - |
| 2025* trend | 13.14% | - | - |
| 2025 | 13.14% | +1.11pp | #28 |
| 2024 | 12.03% | −1.48pp | #58 |
| 2023 | 13.51% | −0.14pp | #66 |
| 2022 | 13.66% | +1.14pp | #77 |
| 2021 | 12.51% | +0.71pp | #85 |
| 2020 | 11.80% | +0.98pp | #79 |
| 2019 | 10.82% | −0.30pp | #72 |
| 2018 | 11.12% | −0.37pp | #76 |
| 2017 | 11.49% | −1.14pp | #86 |
| 2016 | 12.62% | +0.13pp | #88 |
| 2015 | 12.49% | +0.58pp | #87 |
| 2014 | 11.91% | −1.69pp | #91 |
| 2013 | 13.59% | −1.21pp | #104 |
| 2012 | 14.81% | −0.19pp | #106 |
| 2011 | 15.00% | −0.85pp | #103 |
Analysis
Georgia's lending rate was 13.14% in 2025, a rise of +1.11pp from 2024. Based on trends, estimated 13.14% by 2025.
Frequently Asked Questions
Georgia's lending rate was 13.14% in 2025. Ranked 28th globally. This represents a 9.2% increase from the previous year.
Georgia's lending rate peaked at 23.76% in 2003.
The lowest lending rate in Georgia was 10.82% in 2019.
Georgia ranks 28th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Georgia's lending rate is projected to reach 13.14% by 2025 based on trend extrapolation.
The lending rate of Georgia in 2025 was 13.14%. This ranks 28th in the world.
Cite this page
@misc{historysaid_georgia_lending-rate,
title = {Georgia Lending Rate},
url = {https://historysaid.com/georgia/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}