Georgia Real Interest Rate
Real interest rate FR.INR.RINR
Georgia's real interest rate was 9.56% in 2025, ranked 14th globally. This represents a 39.8% increase from 2024. Data from World Bank, covering 2003–2025.
Overview
Georgia's real interest rate stood at 9.56% in 2025, a rise of +2.72pp from 2024. Based on recent trends, this figure is projected to reach 9.56% by 2025. Georgia ranked 14th globally.
Georgia’s real interest rate has fallen sharply from an early‑sample high of 19.66 % in 2003 to a modest 9.56 % in 2025, placing it 14th globally. The all‑time peak of 20.44 % occurred in 2009, driven by post‑global‑financial‑crisis tightening, while the brief trough of –0.05 % in 2010 reflected an aggressive monetary easing response. Over the 23‑year series the rate has trended downward, narrowing the gap with peers such as Uruguay (9.65 %) and Seychelles (9.55 %). The decline mirrors broader regional moves toward lower policy rates to stimulate growth, yet the current level remains above the world average, suggesting room for further accommodation. Continued fiscal consolidation and modest inflation could keep real rates on a gentle downward path, whereas a resurgence of inflationary pressures would likely halt or reverse the trend.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 12.09% | - | - |
| 2026* trend | 10.82% | - | - |
| 2025* trend | 9.56% | - | - |
| 2025 | 9.56% | +2.72pp | #14 |
| 2024 | 6.84% | −3.42pp | #48 |
| 2023 | 10.26% | +5.16pp | #77 |
| 2022 | 5.10% | +3.04pp | #82 |
| 2021 | 2.07% | −2.57pp | #55 |
| 2020 | 4.64% | −1.92pp | #43 |
| 2019 | 6.56% | −0.82pp | #60 |
| 2018 | 7.38% | +3.72pp | #83 |
| 2017 | 3.66% | −6.45pp | #57 |
| 2016 | 10.12% | +3.37pp | #99 |
| 2015 | 6.75% | −0.25pp | #71 |
| 2014 | 7.00% | −7.34pp | #76 |
| 2013 | 14.34% | −0.14pp | #128 |
| 2012 | 14.48% | +9.14pp | #127 |
| 2011 | 5.33% | +5.39pp | #84 |
Analysis
Georgia's real interest rate was 9.56% in 2025, a rise of +2.72pp from 2024. Based on trends, estimated 9.56% by 2025.
Frequently Asked Questions
Georgia's real interest rate was 9.56% in 2025. Ranked 14th globally. This represents a 39.8% increase from the previous year.
Georgia's real interest rate peaked at 20.44% in 2009.
The lowest real interest rate in Georgia was -0.05% in 2010.
Georgia ranks 14th globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
Georgia's real interest rate is projected to reach 9.56% by 2025 based on trend extrapolation.
The real interest rate of Georgia in 2025 was 9.56%. This ranks 14th in the world.
Cite this page
@misc{historysaid_georgia_real-interest-rate,
title = {Georgia Real Interest Rate},
url = {https://historysaid.com/georgia/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}