Lebanon Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Lebanon's non-performing loans was 15.19% in 2019, ranked 129th globally. This represents a 48.2% increase from 2018. Data from World Bank, covering 2011–2019.
Overview
Lebanon's non-performing loans stood at 15.19% in 2019, a rise of +4.94pp from 2018. Lebanon ranked 129th globally.
Lebanon’s non‑performing loan (NPL) ratio rose sharply over the nine‑year span covered by the World Bank data, climbing from a trough of 3.76 % in 2011 to an all‑time peak of 15.19 % in 2019, placing the country at 129th globally. The acceleration mirrors regional stress, with peer Algeria reporting an NPL ratio of 14.76 % and Djibouti at 16.04 % in the same period, underscoring a broader deterioration in banking sector asset quality across North Africa and the Middle East. The steep increase reflects Lebanon’s prolonged macro‑economic instability, currency depreciation and sovereign debt pressures that have eroded borrower repayment capacity and heightened provisioning requirements for banks. While the 2019 figure marks the highest level recorded in the sample, the trajectory suggests that unless structural reforms, fiscal consolidation and currency stabilization are achieved, the NPL ratio is likely to remain elevated or even rise further, posing continued challenges for financial stability.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2019 | 15.19% | +4.94pp | #129 |
| 2018 | 10.25% | +4.59pp | #115 |
| 2017 | 5.67% | +0.79pp | #82 |
| 2016 | 4.88% | +0.68pp | #73 |
| 2015 | 4.20% | +0.19pp | #61 |
| 2014 | 4.01% | +0.04pp | #57 |
| 2013 | 3.97% | +0.18pp | #58 |
| 2012 | 3.79% | +0.03pp | #59 |
| 2011 | 3.76% | – | #55 |
Detected Pattern
Analysis
Lebanon matched the Currency Crisis Pattern pattern in 2023. Historically, 27% of countries showing this pattern (35 out of 128) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Lebanon's non-performing loans was 15.19% in 2019. Ranked 129th globally. This represents a 48.2% increase from the previous year.
Lebanon's non-performing loans peaked at 15.19% in 2019.
The lowest non-performing loans in Lebanon was 3.76% in 2011.
Lebanon ranks 129th globally in non-performing loans as of 2019.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
The non-performing loans of Lebanon in 2019 was 15.19%. This ranks 129th in the world.
Cite this page
@misc{historysaid_lebanon_non-performing-loans,
title = {Lebanon Non-Performing Loans},
url = {https://historysaid.com/lebanon/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}