Macao SAR, China Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Macao SAR, China's non-performing loans was 4.29% in 2025, ranked 51st globally. This represents a 23.6% increase from 2024. Data from World Bank, covering 2010–2025.
Overview
Macao SAR, China's non-performing loans stood at 4.29% in 2025, a rise of +0.82pp from 2023. Based on recent trends, this figure is projected to reach 4.29% by 2025. Macao SAR, China ranked 51st globally.
Macao SAR, China's non-performing loan ratio has exhibited a relatively stable trend over the past 15 years, fluctuating between a low of 0.09% in 2013 and a high of 4.29% in 2025, the latter being the current global rank of 51. Notably, this ratio is comparable to that of Hungary, which ranks slightly higher at 4.56%. Since its trough in 2013, Macao SAR's non-performing loan ratio has increased steadily, indicating a potential rise in credit defaults. The recent peak in 2025 may suggest that the SAR's financial sector is facing increased risks, particularly in the face of economic uncertainties. This trend may continue if the local economy experiences a downturn, or if the financial sector fails to adapt to emerging challenges. Conversely, a sustained economic growth and effective risk management practices could help mitigate the non-performing loan ratio, potentially leading to a reversal of the current trend.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 5.05% | - | - |
| 2025* trend | 4.29% | - | - |
| 2025 | 4.29% | +0.82pp | #51 |
| 2023 | 3.47% | +1.97pp | #54 |
| 2022 | 1.50% | +0.85pp | #23 |
| 2021 | 0.65% | +0.30pp | #7 |
| 2020 | 0.35% | +0.11pp | #3 |
| 2019 | 0.24% | +0.02pp | #2 |
| 2018 | 0.22% | −0.01pp | #1 |
| 2017 | 0.23% | +0.03pp | #1 |
| 2016 | 0.20% | +0.08pp | #1 |
| 2015 | 0.12% | +0.00pp | #1 |
| 2014 | 0.12% | +0.03pp | #1 |
| 2013 | 0.09% | −0.09pp | #1 |
| 2012 | 0.19% | −0.16pp | #2 |
| 2011 | 0.34% | −0.05pp | #1 |
| 2010 | 0.39% | – | #2 |
Detected Pattern
Analysis
Macao SAR, China matched the Export Boom Cycle pattern in 2011. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Macao SAR, China's non-performing loans was 4.29% in 2025. Ranked 51st globally. This represents a 23.6% increase from the previous year.
Macao SAR, China's non-performing loans peaked at 4.29% in 2025.
The lowest non-performing loans in Macao SAR, China was 0.09% in 2013.
Macao SAR, China ranks 51st globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Macao SAR, China's non-performing loans is projected to reach 4.29% by 2025 based on trend extrapolation.
The non-performing loans of Macao SAR, China in 2025 was 4.29%. This ranks 51st in the world.
Cite this page
@misc{historysaid_macao-sar-china_non-performing-loans,
title = {Macao SAR, China Non-Performing Loans},
url = {https://historysaid.com/macao-sar-china/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}