Lithuania Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Lithuania's non-performing loans was -1.10% in 2025, ranked 125th globally. This represents a 378.8% decrease from 2024. Data from World Bank, covering 2008–2025.
Overview
Lithuania's non-performing loans stood at -1.10% in 2025, a decline of +1.50pp from 2022. Based on recent trends, this figure is projected to reach -1.10% by 2025. Lithuania ranked 125th globally.
Lithuania’s non‑performing loan (NPL) ratio has moved from a high of 22.14 % in 2009 to a negative reading of –1.10 % in 2025, the lowest level among the 125 economies tracked by the World Bank. The 16‑year span shows a dramatic contraction of credit risk, with the ratio falling from 5.99 % in 2008 to the current trough, reflecting both the post‑global‑financial‑crisis cleanup and recent tightening of lending standards. Compared with peers of similar ranking, Lithuania’s NPL rate is marginally higher than Cyprus (‑0.76 %) and lower than India (‑1.21 %), indicating a competitive but still modestly riskier banking environment. The sustained decline suggests that banks have improved asset quality and that macro‑prudential policies are effective, yet any resurgence in borrower distress or external shocks could reverse the trend. Continued vigilance in credit monitoring and a stable macroeconomic outlook will be crucial to maintain the downward trajectory.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2025* trend | -1.10% | - | - |
| 2025 | -1.10% | −1.50pp | #125 |
| 2022 | 0.40% | −0.11pp | #5 |
| 2021 | 0.51% | −0.46pp | #5 |
| 2020 | 0.97% | −0.08pp | #9 |
| 2019 | 1.04% | −1.23pp | #14 |
| 2018 | 2.27% | −0.91pp | #39 |
| 2017 | 3.18% | −0.48pp | #60 |
| 2016 | 3.66% | −1.29pp | #58 |
| 2015 | 4.95% | −3.24pp | #68 |
| 2014 | 8.19% | −3.40pp | #89 |
| 2013 | 11.59% | −2.53pp | #101 |
| 2012 | 14.11% | −3.53pp | #106 |
| 2011 | 17.64% | −3.67pp | #114 |
| 2010 | 21.31% | −0.83pp | #110 |
| 2009 | 22.14% | +16.15pp | #80 |
Detected Pattern
Analysis
Lithuania matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Lithuania's non-performing loans was -1.10% in 2025. Ranked 125th globally. This represents a 378.8% decrease from the previous year.
Lithuania's non-performing loans peaked at 22.14% in 2009.
The lowest non-performing loans in Lithuania was -1.10% in 2025.
Lithuania ranks 125th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Lithuania's non-performing loans is projected to reach -1.10% by 2025 based on trend extrapolation.
The non-performing loans of Lithuania in 2025 was -1.10%. This ranks 125th in the world.
Cite this page
@misc{historysaid_lithuania_non-performing-loans,
title = {Lithuania Non-Performing Loans},
url = {https://historysaid.com/lithuania/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}