Macao SAR, China Lending Rate
Lending interest rate FR.INR.LEND
Macao SAR, China's lending rate was 6.26% in 2025, ranked 74th globally. This represents a 4.0% increase from 2024. Data from World Bank, covering 1986–2025.
Overview
Macao SAR, China's lending rate stood at 6.26% in 2025, a rise of +0.24pp from 2024. Based on recent trends, this figure is projected to reach 6.26% by 2025. Macao SAR, China ranked 74th globally.
Macao SAR’s lending rate has hovered around 6.26 % in 2025, placing it 74th in the World Bank’s global ranking and slightly above Antigua and Barbuda’s 6.23 % rate. The 40‑year series shows a modest decline from the earliest recorded 6.50 % in 1986, with the most pronounced swing occurring between the all‑time peak of 10.97 % in 1998 and the trough of 5.25 % in 2017. The post‑trough period has seen the rate inch upward, reflecting tighter monetary conditions as the region balances inflation pressures with the need to sustain credit growth. Compared with peers such as Albania (6.58 %) and Montenegro (6.64 %), Macao’s current level suggests a relatively restrained credit environment. Future movements will likely depend on the interplay of regional economic recovery, policy responses to global interest‑rate cycles, and domestic demand for financing, which could either accelerate a modest rise or stabilize the rate near its present band.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.71% | - | - |
| 2026* trend | 6.48% | - | - |
| 2025* trend | 6.26% | - | - |
| 2025 | 6.26% | +0.24pp | #74 |
| 2024 | 6.02% | +0.01pp | #18 |
| 2023 | 6.01% | +0.67pp | #20 |
| 2022 | 5.34% | +0.08pp | #18 |
| 2021 | 5.26% | −0.00pp | #24 |
| 2020 | 5.26% | −0.10pp | #21 |
| 2019 | 5.36% | +0.07pp | #21 |
| 2018 | 5.29% | +0.04pp | #22 |
| 2017 | 5.25% | +0.00pp | #30 |
| 2016 | 5.25% | +0.00pp | #23 |
| 2015 | 5.25% | +0.00pp | #30 |
| 2014 | 5.25% | +0.00pp | #20 |
| 2013 | 5.25% | +0.00pp | #20 |
| 2012 | 5.25% | +0.00pp | #23 |
| 2011 | 5.25% | +0.00pp | #15 |
Detected Pattern
Analysis
Macao SAR, China matched the Export Boom Cycle pattern in 2011. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Macao SAR, China's lending rate was 6.26% in 2025. Ranked 74th globally. This represents a 4.0% increase from the previous year.
Macao SAR, China's lending rate peaked at 10.97% in 1998.
The lowest lending rate in Macao SAR, China was 5.25% in 2009.
Macao SAR, China ranks 74th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Macao SAR, China's lending rate is projected to reach 6.26% by 2025 based on trend extrapolation.
The lending rate of Macao SAR, China in 2025 was 6.26%. This ranks 74th in the world.
Cite this page
@misc{historysaid_macao-sar-china_lending-rate,
title = {Macao SAR, China Lending Rate},
url = {https://historysaid.com/macao-sar-china/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}