Montenegro Deposit Rate
Deposit interest rate FR.INR.DPST
Montenegro's deposit rate was 0.19% in 2025, ranked 96th globally. This represents a 23.0% decrease from 2024. Data from World Bank, covering 2002–2025.
Overview
Montenegro's deposit rate stood at 0.19% in 2025, a decline of +0.06pp from 2024. Based on recent trends, this figure is projected to reach 0.19% by 2025. Montenegro ranked 96th globally.
Montenegro’s deposit rate has fallen dramatically from its all‑time peak of 5.25 % in 2002 to a trough of 0.19 % in 2025, placing the country 96th globally in the latest World Bank dataset. Over the 24‑year coverage period the rate has declined by more than 95 percentage points, reflecting a prolonged low‑interest‑rate environment that has persisted across the post‑global‑financial‑crisis era and intensified after the COVID‑19 shock. By contrast, regional peers such as Bulgaria record a slightly higher rate of 0.31 % and Israel 0.30 %, while South Sudan and Barbados sit at 0.15 % and 0.14 % respectively, underscoring Montenegro’s position near the bottom of the global ranking. The persistent compression of deposit yields suggests limited monetary policy space to stimulate savings, and any future rise would likely depend on a shift in inflation dynamics or a tightening of the European Central Bank’s stance, which could nudge the trajectory upward.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 0.11% | - | - |
| 2026* trend | 0.15% | - | - |
| 2025* trend | 0.19% | - | - |
| 2025 | 0.19% | −0.06pp | #96 |
| 2024 | 0.25% | −0.02pp | #2 |
| 2023 | 0.27% | −0.02pp | #4 |
| 2022 | 0.29% | −0.08pp | #9 |
| 2021 | 0.37% | −0.03pp | #12 |
| 2020 | 0.40% | −0.06pp | #11 |
| 2019 | 0.46% | −0.15pp | #13 |
| 2018 | 0.61% | −0.27pp | #14 |
| 2017 | 0.88% | −0.19pp | #21 |
| 2016 | 1.07% | −0.39pp | #23 |
| 2015 | 1.46% | −0.68pp | #31 |
| 2014 | 2.14% | −0.77pp | #39 |
| 2013 | 2.91% | −0.35pp | #50 |
| 2012 | 3.26% | +0.13pp | #59 |
| 2011 | 3.13% | −0.57pp | #46 |
Detected Pattern
Analysis
Montenegro matched the Fiscal Dominance Trap pattern in 2022. Historically, 72% of countries showing this pattern (278 out of 386) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Montenegro's deposit rate was 0.19% in 2025. Ranked 96th globally. This represents a 23.0% decrease from the previous year.
Montenegro's deposit rate peaked at 5.25% in 2002.
The lowest deposit rate in Montenegro was 0.19% in 2025.
Montenegro ranks 96th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Montenegro's deposit rate is projected to reach 0.19% by 2025 based on trend extrapolation.
The deposit rate of Montenegro in 2025 was 0.19%. This ranks 96th in the world.
Cite this page
@misc{historysaid_montenegro_deposit-rate,
title = {Montenegro Deposit Rate},
url = {https://historysaid.com/montenegro/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}