Paraguay Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Paraguay's non-performing loans was 3.21% in 2025, ranked 58th globally. This represents a 6.7% increase from 2024. Data from World Bank, covering 2005–2025.
Overview
Paraguay's non-performing loans stood at 3.21% in 2025, a rise of +0.20pp from 2023. Based on recent trends, this figure is projected to reach 3.21% by 2025. Paraguay ranked 58th globally.
Paraguay's Non-Performing Loans (NPLs) have exhibited a downward trend over the past two decades, with the ratio decreasing from an all-time high of 6.33% in 2005 to a trough of 1.40% in 2010, before gradually increasing to 3.21% in 2025. This current level ranks Paraguay 58th globally. A comparison with peer countries indicates a relatively stable position, with Malta's NPL ratio being slightly higher at 3.63% in 2025, while Rwanda's ratio is comparable at 3.18%. The decline in NPLs from 2005 to 2010 was likely driven by efforts to improve banking regulations and supervision, which helped to reduce the burden of distressed assets on the financial sector. However, the recent uptick in NPLs suggests a potential need for further attention to credit risk management and possibly a more robust macroeconomic environment to support sustainable credit growth. A further deterioration in the global economic environment or a significant increase in lending could potentially alter this trajectory.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 3.36% | - | - |
| 2025* trend | 3.21% | - | - |
| 2025 | 3.21% | +0.20pp | #58 |
| 2023 | 3.01% | +0.07pp | #48 |
| 2022 | 2.94% | +0.66pp | #60 |
| 2021 | 2.27% | −0.14pp | #47 |
| 2020 | 2.41% | −0.15pp | #42 |
| 2019 | 2.56% | +0.05pp | #50 |
| 2018 | 2.51% | −0.30pp | #44 |
| 2017 | 2.81% | −0.13pp | #49 |
| 2016 | 2.94% | +0.35pp | #48 |
| 2015 | 2.59% | +0.62pp | #36 |
| 2014 | 1.97% | −0.15pp | #27 |
| 2013 | 2.12% | −0.09pp | #28 |
| 2012 | 2.20% | +0.37pp | #28 |
| 2011 | 1.84% | +0.43pp | #19 |
| 2010 | 1.40% | −0.38pp | #12 |
Detected Pattern
Analysis
Paraguay matched the Export Boom Cycle pattern in 2017. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Paraguay's non-performing loans was 3.21% in 2025. Ranked 58th globally. This represents a 6.7% increase from the previous year.
Paraguay's non-performing loans peaked at 6.33% in 2005.
The lowest non-performing loans in Paraguay was 1.40% in 2010.
Paraguay ranks 58th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Paraguay's non-performing loans is projected to reach 3.21% by 2025 based on trend extrapolation.
The non-performing loans of Paraguay in 2025 was 3.21%. This ranks 58th in the world.
Cite this page
@misc{historysaid_paraguay_non-performing-loans,
title = {Paraguay Non-Performing Loans},
url = {https://historysaid.com/paraguay/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}