Samoa Deposit Rate
Deposit interest rate FR.INR.DPST
Samoa's deposit rate was 1.26% in 2025, ranked 81st globally. This represents a 21.2% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
Samoa's deposit rate stood at 1.26% in 2025, a decline of +0.34pp from 2024. Based on recent trends, this figure is projected to reach 1.26% by 2025. Samoa ranked 81st globally.
Samoa's deposit rate has exhibited a declining trend over the past 25 years, with the all-time peak of 6.44% occurring in 2007 and a trough of 1.26% in 2025. This decline has placed Samoa at the 81st position globally in terms of deposit rates. In comparison, Tonga, a Pacific Island nation, has a slightly higher deposit rate of 1.33% as of 2025. The significant drop in deposit rates indicates a decrease in the attractiveness of Samoan banks for depositors, potentially due to low interest rates or economic instability. Historically, Samoa's deposit rates have been higher than those of its peer countries, with the exception of the current trough. A sustained economic recovery or a shift in monetary policy could potentially alter the trajectory of deposit rates in Samoa, increasing the attractiveness of local banks for depositors and reversing the current downward trend.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 0.76% | - | - |
| 2026* trend | 1.01% | - | - |
| 2025* trend | 1.26% | - | - |
| 2025 | 1.26% | −0.34pp | #81 |
| 2024 | 1.59% | −0.20pp | #20 |
| 2023 | 1.79% | −0.01pp | #30 |
| 2022 | 1.81% | −0.31pp | #43 |
| 2021 | 2.11% | −0.55pp | #56 |
| 2020 | 2.66% | −0.02pp | #60 |
| 2019 | 2.69% | −0.07pp | #51 |
| 2018 | 2.76% | +0.15pp | #54 |
| 2017 | 2.61% | +0.24pp | #60 |
| 2016 | 2.37% | −0.11pp | #53 |
| 2015 | 2.48% | −0.54pp | #63 |
| 2014 | 3.02% | +0.14pp | #69 |
| 2013 | 2.88% | +0.41pp | #48 |
| 2012 | 2.47% | +0.18pp | #35 |
| 2011 | 2.29% | −0.42pp | #32 |
Detected Pattern
Analysis
Samoa matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Samoa's deposit rate was 1.26% in 2025. Ranked 81st globally. This represents a 21.2% decrease from the previous year.
Samoa's deposit rate peaked at 6.44% in 2007.
The lowest deposit rate in Samoa was 1.26% in 2025.
Samoa ranks 81st globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Samoa's deposit rate is projected to reach 1.26% by 2025 based on trend extrapolation.
The deposit rate of Samoa in 2025 was 1.26%. This ranks 81st in the world.
Cite this page
@misc{historysaid_samoa_deposit-rate,
title = {Samoa Deposit Rate},
url = {https://historysaid.com/samoa/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}