Samoa Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Samoa's non-performing loans was 5.93% in 2025, ranked 37th globally. This represents a 10.4% increase from 2024. Data from World Bank, covering 2016–2025.
Overview
Samoa's non-performing loans stood at 5.93% in 2025, a rise of +0.56pp from 2023. Based on recent trends, this figure is projected to reach 5.93% by 2025. Samoa ranked 37th globally.
Samoa's Non-Performing Loans (NPLs) have experienced a moderate increase over the past nine years, with the latest value standing at 5.93% in 2025. This places Samoa at number 37 globally in terms of NPLs. The country's NPLs peaked at 5.93% in 2025, a value that is comparable to that of Eswatini, which ranks slightly higher with 6.03% NPLs. Conversely, Samoa's NPLs have been trending downwards since 2021, when the value stood at 3.55%, marking the all-time trough. This decline suggests that the Samoan banking sector has been able to effectively manage loan risk. However, the recent increase in NPLs may indicate a shift in lending practices or an increase in default rates. A sustained economic downturn or a significant increase in lending could potentially exacerbate the NPL situation, altering the trajectory of Samoa's NPLs.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 6.33% | - | - |
| 2025* trend | 5.93% | - | - |
| 2025 | 5.93% | +0.56pp | #37 |
| 2023 | 5.37% | +0.39pp | #72 |
| 2022 | 4.98% | +1.43pp | #89 |
| 2021 | 3.55% | −0.29pp | #66 |
| 2020 | 3.84% | −0.11pp | #66 |
| 2019 | 3.95% | +0.35pp | #72 |
| 2018 | 3.60% | −1.68pp | #71 |
| 2017 | 5.28% | +1.56pp | #77 |
| 2016 | 3.72% | – | #60 |
Detected Pattern
Analysis
Samoa matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Samoa's non-performing loans was 5.93% in 2025. Ranked 37th globally. This represents a 10.4% increase from the previous year.
Samoa's non-performing loans peaked at 5.93% in 2025.
The lowest non-performing loans in Samoa was 3.55% in 2021.
Samoa ranks 37th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Samoa's non-performing loans is projected to reach 5.93% by 2025 based on trend extrapolation.
The non-performing loans of Samoa in 2025 was 5.93%. This ranks 37th in the world.
Cite this page
@misc{historysaid_samoa_non-performing-loans,
title = {Samoa Non-Performing Loans},
url = {https://historysaid.com/samoa/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}