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Samoa Lending Rate

Lending interest rate  FR.INR.LEND

Samoa's lending rate was 8.23% in 2025, ranked 57th globally. This represents a 2.4% decrease from 2024. Data from World Bank, covering 2001–2025.

8.23% −0.20pp (-2.4%)
Year 2025 Rank #57 Global Peak 12.66% (2008) Source World Bank

Samoa Lending Rate (2001–2025)

Overview

Samoa's lending rate stood at 8.23% in 2025, a decline of +0.20pp from 2024. Based on recent trends, this figure is projected to reach 8.23% by 2025. Samoa ranked 57th globally.

Samoa's lending rate has experienced a notable decrease over the past quarter century, with the most recent value standing at 8.23% in 2025, ranking the country 57th globally. At its peak, the lending rate reached 12.66% in 2008, a stark contrast to the current rate. The country's lending rate has generally trended downwards since 2001, when it stood at 11.57%. For reference, Vanuatu's lending rate, a peer country, currently ranks slightly higher at 8.30%. The decline in Samoa's lending rate is a positive development, reflecting a more favorable economic environment. However, this trend may be susceptible to changes in monetary policy and global economic conditions. A shift in the global interest rate environment or a change in the country's monetary policy stance could potentially alter the trajectory of Samoa's lending rate and impact the country's economic growth prospects.

Data & projection

Year Lending Rate YoY change Rank
2027* trend 8.08% - -
2026* trend 8.15% - -
2025* trend 8.23% - -
2025 8.23% −0.20pp #57
2024 8.43% +0.11pp #36
2023 8.32% +0.03pp #35
2022 8.29% −0.22pp #48
2021 8.52% −0.19pp #64
2020 8.71% −0.22pp #60
2019 8.93% −0.02pp #55
2018 8.95% +0.19pp #57
2017 8.76% −0.33pp #64
2016 9.09% −0.42pp #64
2015 9.51% −0.51pp #70
2014 10.02% −0.19pp #72
2013 10.20% +0.34pp #75
2012 9.86% −0.10pp #64
2011 9.96% −0.76pp #64
Show all years (2001-2025)
* Linear trend extrapolation

Detected Pattern

Export Boom Cycle
Current account surplus with strong export growth (>15% YoY), reserve accumulation, and moderate GDP growth. Typical of commodity exporters during price surges.
Reserves YoY +13.6% GDP growth 4.7% C/A balance 5.6%
Occurred 768 times, 546 successful
Reserves YoY
+25.6%
GDP growth
4.0%
C/A balance
14.5%
Reserves YoY
+14.6%
GDP growth
3.7%
C/A balance
2.9%
Reserves YoY
+12.8%
GDP growth
43.8%
C/A balance
16.4%
Reserves YoY
+12.6%
GDP growth
6.0%
C/A balance
0.5%
Reserves YoY
+38.3%
GDP growth
5.0%
C/A balance
1.2%
Reserves YoY
+18.0%
GDP growth
2.9%
C/A balance
3.9%

Analysis

Samoa matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →

Frequently Asked Questions

What is Samoa's lending rate?▾

Samoa's lending rate was 8.23% in 2025. Ranked 57th globally. This represents a 2.4% decrease from the previous year.

What was the highest lending rate in Samoa?▾

Samoa's lending rate peaked at 12.66% in 2008.

What was the lowest lending rate in Samoa?▾

The lowest lending rate in Samoa was 8.23% in 2025.

How does Samoa rank in lending rate?▾

Samoa ranks 57th globally in lending rate as of 2025.

What is the World Bank indicator code for lending rate?▾

The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.

What is the projected lending rate of Samoa in 2025?▾

Samoa's lending rate is projected to reach 8.23% by 2025 based on trend extrapolation.

What is the lending rate of Samoa in 2025?▾

The lending rate of Samoa in 2025 was 8.23%. This ranks 57th in the world.

Cite this page

APA
Samoa Lending Rate. HistorySaid. Retrieved November 11, 2026, from https://historysaid.com/samoa/lending-rate/
BibTeX
@misc{historysaid_samoa_lending-rate, title = {Samoa Lending Rate}, url = {https://historysaid.com/samoa/lending-rate/}, publisher = {HistorySaid}, year = {2026} }
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