Slovak Republic Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Slovak Republic's non-performing loans was 1.24% in 2025, ranked 95th globally. This represents a 37.8% decrease from 2024. Data from World Bank, covering 2005–2025.
Overview
Slovak Republic's non-performing loans stood at 1.24% in 2025, a decline of +0.75pp from 2023. Based on recent trends, this figure is projected to reach 1.24% by 2025. Slovak Republic ranked 95th globally.
The Slovak Republic's non-performing loans have demonstrated a significant decline over the past 18 years, from an all-time high of 5.37% in 2010 to the current rate of 1.24% in 2025. This represents a substantial improvement in the country's banking sector, with a notable reduction in problematic loans. In comparison, its peer country Poland has a slightly higher non-performing loan ratio of 1.33%, while Finland has a lower ratio of 1.20%. The decline in non-performing loans in the Slovak Republic is likely a result of the country's efforts to strengthen its financial regulations and improve its banking sector's resilience. As of 2025, the Slovak Republic has the 95th-lowest non-performing loan ratio globally. A continuation of this trend suggests that the Slovak Republic's banking sector will continue to stabilize, but a significant economic downturn or a major banking sector shock could potentially disrupt this trajectory.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 0.98% | - | - |
| 2025* trend | 1.24% | - | - |
| 2025 | 1.24% | −0.75pp | #95 |
| 2023 | 1.99% | +0.14pp | #35 |
| 2022 | 1.86% | −0.26pp | #35 |
| 2021 | 2.12% | −0.45pp | #42 |
| 2020 | 2.57% | −0.39pp | #46 |
| 2019 | 2.96% | −0.16pp | #55 |
| 2018 | 3.12% | −0.51pp | #60 |
| 2017 | 3.63% | −0.72pp | #64 |
| 2016 | 4.35% | −0.36pp | #66 |
| 2015 | 4.71% | −0.49pp | #65 |
| 2014 | 5.20% | +0.05pp | #71 |
| 2013 | 5.16% | −0.00pp | #73 |
| 2012 | 5.16% | −0.15pp | #69 |
| 2011 | 5.31% | −0.06pp | #72 |
| 2010 | 5.37% | +0.58pp | #64 |
Detected Pattern
Analysis
Slovak Republic matched the Export Boom Cycle pattern in 2014. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Slovak Republic's non-performing loans was 1.24% in 2025. Ranked 95th globally. This represents a 37.8% decrease from the previous year.
Slovak Republic's non-performing loans peaked at 5.37% in 2010.
The lowest non-performing loans in Slovak Republic was 1.24% in 2025.
Slovak Republic ranks 95th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Slovak Republic's non-performing loans is projected to reach 1.24% by 2025 based on trend extrapolation.
The non-performing loans of Slovak Republic in 2025 was 1.24%. This ranks 95th in the world.
Cite this page
@misc{historysaid_slovak-republic_non-performing-loans,
title = {Slovak Republic Non-Performing Loans},
url = {https://historysaid.com/slovak-republic/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}