Slovenia Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Slovenia's non-performing loans was 0.35% in 2025, ranked 113th globally. This represents a 76.6% decrease from 2024. Data from World Bank, covering 2008–2025.
Overview
Slovenia's non-performing loans stood at 0.35% in 2025, a decline of +1.16pp from 2023. Based on recent trends, this figure is projected to reach 0.35% by 2025. Slovenia ranked 113th globally.
Slovenia's Non-Performing Loans (NPLs) have exhibited a significant downward trend over the past 17 years, with the most recent data available in 2025 revealing a ratio of 0.35%, ranking the country 113 globally. This represents a substantial decline from the all-time peak of 15.18% in 2012, indicating a marked improvement in the country's banking sector. The current level is comparable to that of peer country Nicaragua, which also has a ratio of 0.33%. In contrast, the country's NPL ratio was significantly higher in 2008, standing at 4.22%, and has been steadily decreasing since then. This reduction in NPLs is likely a result of the country's efforts to address its banking sector issues and implement measures to prevent further accumulation of non-performing loans. However, a potential increase in interest rates or a decline in economic growth could challenge the downward trajectory of Slovenia's NPLs.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | -0.14% | - | - |
| 2025* trend | 0.35% | - | - |
| 2025 | 0.35% | −1.16pp | #113 |
| 2023 | 1.52% | −0.23pp | #19 |
| 2022 | 1.75% | −0.30pp | #31 |
| 2021 | 2.06% | −0.96pp | #38 |
| 2020 | 3.02% | −0.35pp | #50 |
| 2019 | 3.36% | −2.64pp | #65 |
| 2018 | 6.01% | +2.81pp | #88 |
| 2017 | 3.20% | −1.87pp | #61 |
| 2016 | 5.07% | −4.89pp | #74 |
| 2015 | 9.96% | −1.77pp | #105 |
| 2014 | 11.73% | −1.58pp | #103 |
| 2013 | 13.31% | −1.87pp | #105 |
| 2012 | 15.18% | +3.37pp | #110 |
| 2011 | 11.81% | +3.60pp | #99 |
| 2010 | 8.21% | +2.42pp | #80 |
Detected Pattern
Analysis
Slovenia matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Slovenia's non-performing loans was 0.35% in 2025. Ranked 113th globally. This represents a 76.6% decrease from the previous year.
Slovenia's non-performing loans peaked at 15.18% in 2012.
The lowest non-performing loans in Slovenia was 0.35% in 2025.
Slovenia ranks 113th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Slovenia's non-performing loans is projected to reach 0.35% by 2025 based on trend extrapolation.
The non-performing loans of Slovenia in 2025 was 0.35%. This ranks 113th in the world.
Cite this page
@misc{historysaid_slovenia_non-performing-loans,
title = {Slovenia Non-Performing Loans},
url = {https://historysaid.com/slovenia/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}