South Africa Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
South Africa's domestic credit was 99.31% in 2025, ranked 12th globally. This represents a 16.6% decrease from 2024. Data from World Bank, covering 1965–2025.
Overview
South Africa's domestic credit stood at 99.31% in 2025, a decline of +19.74% from 2023. Based on recent trends, this figure is projected to reach 99.31% by 2025. South Africa ranked 12th globally.
South Africa's domestic credit has demonstrated a mixed trajectory spanning nearly six decades, marked by fluctuations that have led to a current ranking of twelfth globally with a value of 99.31. The country's domestic credit peaked in 2007 at 171.42, a period of economic expansion driven by high commodity prices and favorable global trade conditions. Conversely, the 1980 trough of 68.78 highlights the adverse impact of economic sanctions and isolation imposed during the apartheid era. In comparison to its peers, South Africa's domestic credit lags behind Namibia, which has a higher ranking of fifth globally with a value of 106.88. Tunisia, similarly ranked, exhibits a comparable value of 100.75. The trajectory of domestic credit in South Africa is likely to be influenced by the country's ongoing efforts to stabilize its economy and address structural challenges. A significant improvement in the business environment and investment climate could potentially drive a sustained increase in domestic credit, potentially altering the country's ranking in the global context.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 91.86% | - | - |
| 2025* trend | 99.31% | - | - |
| 2025 | 99.31% | −19.74% | #12 |
| 2023 | 119.04% | +0.50% | #40 |
| 2022 | 118.54% | −3.58% | #44 |
| 2021 | 122.12% | −18.15% | #43 |
| 2020 | 140.27% | −5.12% | #43 |
| 2019 | 145.39% | −0.19% | #48 |
| 2018 | 145.58% | −8.29% | #46 |
| 2017 | 153.87% | +3.24% | #49 |
| 2016 | 150.63% | +0.44% | #47 |
| 2015 | 150.18% | −5.86% | #44 |
| 2014 | 156.04% | +3.40% | #42 |
| 2013 | 152.64% | +0.13% | #41 |
| 2012 | 152.51% | +8.37% | #41 |
| 2011 | 144.14% | −8.67% | #40 |
| 2010 | 152.80% | −0.16% | #40 |
Detected Pattern
Analysis
South Africa matched the Export Boom Cycle pattern in 1994. Historically, 71% of countries showing this pattern (546 out of 768) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
South Africa's domestic credit was 99.31% in 2025. Ranked 12th globally. This represents a 16.6% decrease from the previous year.
South Africa's domestic credit peaked at 171.42% in 2007.
The lowest domestic credit in South Africa was 68.78% in 1980.
South Africa ranks 12th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
South Africa's domestic credit is projected to reach 99.31% by 2025 based on trend extrapolation.
The domestic credit of South Africa in 2025 was 99.31%. This ranks 12th in the world.
Cite this page
@misc{historysaid_south-africa_domestic-credit,
title = {South Africa Domestic Credit},
url = {https://historysaid.com/south-africa/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}