South Africa Interest Rate Spread 2020s

Interest rate spread (lending rate minus deposit rate) · World Bank
3.84% decade average (2020-2029)

South Africa's interest rate spread during the 2020s ranged from 2.83% (2020) to 4.85% (2023), averaging 3.84% over 6 years of data.

2020s Data▾
YearValueChangeRank
2020 2.83% −0.29pp 18th
2021 3.23% +0.40pp 23rd
2022 3.73% +0.50pp 23rd
2023 4.85% +1.12pp 34th
2024 3.71% −1.14pp 22nd
2025 4.68% +0.97pp 56th
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