South Africa Average Interest Rate Spread 2001-2025

3.78% 25 data points
Interest rate spread (lending rate minus deposit rate) · World Bank

South Africa's average interest rate spread from 2001 to 2025 was 3.78%, based on 25 data points.

All Data (sorted by year)▾
YearValueChangeRank
2025 4.68% +0.97pp 56th
2024 3.71% −1.14pp 22nd
2023 4.85% +1.12pp 34th
2022 3.73% +0.50pp 23rd
2021 3.23% +0.40pp 23rd
2020 2.83% −0.29pp 18th
2019 3.12% +0.03pp 27th
2018 3.08% −0.04pp 25th
2017 3.13% −0.16pp 32nd
2016 3.29% +0.02pp 33rd
2015 3.26% −0.06pp 34th
2014 3.32% −0.02pp 32nd
2013 3.35% +0.03pp 36th
2012 3.31% −0.01pp 30th
2011 3.33% −0.04pp 28th
Show all
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