South Africa - Real Interest Rate 2025
8.91%
+1.49pp from 2024
South Africa's real interest rate was 8.91% in 2025, increased +1.49pp from 7.42% in 2024. This was the 16th highest globally.
Global Ranking - 2025▾
| Rank | Country | Value | YoY |
|---|---|---|---|
| 1st | Brazil | 41.76% | 20.2% |
| 2nd | Madagascar | 39.81% | -7.2% |
| 3rd | Nigeria | 20.09% | 598.4% |
| 4th | Timor-Leste | 16.02% | 32.6% |
| 5th | Mozambique | 15.64% | 9.1% |
| 6th | Trinidad and Tobago | 13.53% | 77.2% |
| 7th | Azerbaijan | 12.34% | -24.3% |
| 8th | Colombia | 11.13% | 13.6% |
| 9th | Lesotho | 10.87% | 48.0% |
| 10th | Dominican Republic | 10.61% | 0.8% |
| 11th | Armenia | 10.15% | -12.4% |
| 12th | Norway | 9.76% | 52.7% |
| 13th | Uruguay | 9.65% | 78.8% |
| 14th | Georgia | 9.56% | 39.8% |
| 15th | Seychelles | 9.55% | -10.1% |
| 16th | South Africa | 8.91% | 20.1% |
| 17th | Barbados | 8.64% | -8.3% |
| 18th | Costa Rica | 7.99% | 9.7% |
| 19th | Eswatini | 7.92% | -15.6% |
| 20th | Brunei Darussalam | 7.90% | -8.0% |
| 21st | Mexico | 7.72% | 28.2% |
| 22nd | Iceland | 7.12% | 17.3% |
| 23rd | Uzbekistan | 6.88% | -19.9% |
| 24th | Honduras | 6.85% | -33.9% |
| 25th | Namibia | 6.65% | -10.9% |
| 26th | Kyrgyz Republic | 6.51% | -54.6% |
| 27th | Rwanda | 6.49% | -45.1% |
| 28th | Kenya | 6.21% | -19.8% |
| 29th | Bhutan | 5.91% | 5.2% |
| 30th | Jordan | 5.82% | -9.9% |
| 31st | Viet Nam | 5.78% | -18.4% |
| 32nd | Guatemala | 5.70% | -32.4% |
| 33rd | Maldives | 5.66% | -31.2% |
| 34th | Bolivia, Plurinational State of | 5.54% | -34.3% |
| 35th | Grenada | 5.49% | -33.4% |
| 36th | China | 5.48% | 7.6% |
| 37th | Indonesia | 5.45% | -30.4% |
| 38th | Malaysia | 5.06% | 13.5% |
| 39th | Vanuatu | 4.43% | -52.8% |
| 40th | Panama | 3.99% | -13.6% |
| 41st | Qatar | 3.93% | -49.4% |
| 42nd | Mauritius | 3.53% | -35.1% |
| 43rd | Cabo Verde | 3.50% | -42.8% |
| 44th | Botswana | 3.45% | 1.9% |
| 45th | Macao SAR, China | 3.43% | -41.0% |
| 46th | Ukraine | 3.20% | -50.9% |
| 47th | Papua New Guinea | 3.18% | -76.0% |
| 48th | Belarus | 2.88% | 155.8% |
| 49th | Malawi | 2.85% | -71.3% |
| 50th | Hungary | 2.64% | 82.8% |
| 51st | St. Lucia | 2.21% | -58.0% |
| 52nd | Korea | 2.09% | 229.4% |
| 53rd | Belize | 2.05% | -70.4% |
| 54th | Comoros | 1.82% | -32.7% |
| 55th | Thailand | 1.77% | -44.7% |
| 56th | Kuwait | 1.62% | -72.8% |
| 57th | Dominica | 1.40% | -58.3% |
| 58th | Hong Kong SAR, China | 1.38% | -25.0% |
| 59th | Italy | 1.37% | -57.5% |
| 60th | Jamaica | 1.23% | -81.9% |
| 61st | Suriname | 0.95% | -46.2% |
| 62nd | Bangladesh | 0.91% | -67.3% |
| 63rd | Moldova | 0.88% | -59.7% |
| 64th | Switzerland | 0.76% | -54.5% |
| 65th | St. Vincent and the Grenadines | 0.33% | -89.9% |
| 66th | Albania | 0.20% | -95.0% |
| 67th | Nicaragua | 0.07% | -98.1% |
| 68th | Algeria | -0.04% | -100.8% |
| 69th | Guyana | -0.34% | -104.9% |
| 70th | Sierra Leone | -0.40% | -104.4% |
| 71st | Bahamas, The | -1.18% | -129.9% |
| 72nd | Czechia | -1.47% | -289.4% |
| 73rd | Peru | -1.63% | -121.1% |
| 74th | Antigua and Barbuda | -1.76% | -640.7% |
| 75th | North Macedonia | -1.79% | -185.2% |
| 76th | Samoa | -2.06% | -40,301.5% |
| 77th | India | -2.28% | -190.6% |
| 78th | San Marino | -3.17% | -97.5% |
| 79th | Gambia, The | -3.28% | -153.0% |
| 80th | Angola | -3.47% | 16.9% |
| 81st | Romania | -3.63% | -383.8% |
| 82nd | Bosnia and Herzegovina | -3.79% | -1,345.4% |
| 83rd | Israel | -3.96% | -110.2% |
| 84th | Aruba | -4.09% | -234.9% |
| 85th | Tonga | -4.16% | -818.9% |
| 86th | St. Kitts and Nevis | -4.65% | -1,144.6% |
| 87th | Montenegro | -4.81% | -385.0% |
| 88th | Bulgaria | -5.41% | -123.8% |
| 89th | Fiji | -5.62% | -299.5% |
| 90th | Russian Federation | -6.28% | -287.1% |
| 91st | São Tomé and Principe | -7.11% | -48.4% |
| 92nd | Egypt, Arab Republic of | -10.81% | -53.7% |
| 93rd | Burundi | -15.62% | -139.5% |
| 94th | Haiti | -18.34% | -39.4% |
| 95th | Zimbabwe | -35.70% | 48.2% |
| 96th | Argentina | -44.30% | 6.6% |
| 97th | South Sudan | -63.41% | -135.9% |
FAQ
What was South Africa's real interest rate in 2025?▾
South Africa's real interest rate in 2025 was 8.91%. This ranked 16th globally.
How did South Africa's real interest rate change in 2025?▾
South Africa's real interest rate increased by 20.1% in 2025 compared to 2024.
Which country had the highest real interest rate in 2025?▾
Brazil had the highest real interest rate in 2025 at 41.76%.
What is the real interest rate of South Africa in 2025?▾
The real interest rate of South Africa in 2025 was 8.91%. This ranked 16th globally.
How does 2025 compare to 2024 for South Africa's real interest rate?▾
South Africa's real interest rate went from 7.42% in 2024 to 8.91% in 2025, a 20.1% increase.
Related
2024
All years
Full ranking 2025
Lending Rate
Deposit Rate
M2 Money Supply Growth
Credit to GDP
Non-Performing Loans
Peak: 1998
Lowest: 1980
Real Interest Rate 1990s
Real Interest Rate 2000s
Real Interest Rate 2010s
Real Interest Rate 2020s
Highest ever
Lowest ever
Average
vs Paraguay
vs Fiji
vs Suriname
vs Guatemala
G20 Real Interest Rate
BRICS+ Real Interest Rate
African Union Real Interest Rate
Global Ranking