Colombia Real Interest Rate
Real interest rate FR.INR.RINR
Colombia's real interest rate was 11.13% in 2025, ranked 8th globally. This represents a 13.6% increase from 2024. Data from World Bank, covering 1986–2025.
Overview
Colombia's real interest rate stood at 11.13% in 2025, a rise of +1.34pp from 2024. Based on recent trends, this figure is projected to reach 11.13% by 2025. Colombia ranked 8th globally.
Colombia’s real interest rate has risen to 11.13 % in 2025, placing the country eighth in the world according to World Bank data. Over the 40‑year series, the rate has shown considerable volatility, climbing from an early‑record low of 8.56 % in 1986 to an all‑time peak of 23.38 % during the 1998 financial turbulence, before plunging to a historic trough of –11.14 % in 2000 as inflation outpaced nominal rates. The recent surge reflects tighter monetary policy aimed at curbing persistent price pressures, a stance that aligns Colombia more closely with peers such as Trinidad and Tobago (13.53 %) and Azerbaijan (12.34 %). While the current level remains above the long‑run average, the trajectory suggests that any sustained moderation in inflation or a shift toward accommodative policy could gradually lower the real rate, potentially easing credit conditions and supporting growth.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 14.09% | - | - |
| 2026* trend | 12.61% | - | - |
| 2025* trend | 11.13% | - | - |
| 2025 | 11.13% | +1.34pp | #8 |
| 2024 | 9.79% | −3.37pp | #66 |
| 2023 | 13.16% | +12.40pp | #79 |
| 2022 | 0.77% | −0.66pp | #50 |
| 2021 | 1.42% | −6.82pp | #53 |
| 2020 | 8.25% | +0.78pp | #69 |
| 2019 | 7.47% | +0.31pp | #70 |
| 2018 | 7.15% | −0.98pp | #82 |
| 2017 | 8.13% | −0.90pp | #97 |
| 2016 | 9.03% | +0.25pp | #89 |
| 2015 | 8.79% | +0.34pp | #87 |
| 2014 | 8.44% | −0.47pp | #93 |
| 2013 | 8.91% | +0.25pp | #98 |
| 2012 | 8.66% | +4.11pp | #100 |
| 2011 | 4.54% | −0.83pp | #75 |
Detected Pattern
Analysis
Colombia matched the Stagflation Risk pattern in 2023. Historically, 38% of countries showing this pattern (117 out of 307) saw real interest rate improve within 24 months. View full analysis →
Frequently Asked Questions
Colombia's real interest rate was 11.13% in 2025. Ranked 8th globally. This represents a 13.6% increase from the previous year.
Colombia's real interest rate peaked at 23.38% in 1998.
The lowest real interest rate in Colombia was -11.14% in 2000.
Colombia ranks 8th globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
Colombia's real interest rate is projected to reach 11.13% by 2025 based on trend extrapolation.
The real interest rate of Colombia in 2025 was 11.13%. This ranks 8th in the world.
Cite this page
@misc{historysaid_colombia_real-interest-rate,
title = {Colombia Real Interest Rate},
url = {https://historysaid.com/colombia/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}