Hong Kong SAR, China Lending Rate
Lending interest rate FR.INR.LEND
Hong Kong SAR, China's lending rate was 6.00% in 2025, ranked 79th globally. This represents a 4.5% increase from 2024. Data from World Bank, covering 1990–2025.
Overview
Hong Kong SAR, China's lending rate stood at 6.00% in 2025, a rise of +0.26pp from 2024. Based on recent trends, this figure is projected to reach 6.00% by 2025. Hong Kong SAR, China ranked 79th globally.
Hong Kong SAR, China's lending rate has exhibited a downward trend over the past three decades, with the all-time low of 5.00% recorded in 2021, a significant drop from the peak of 10.00% in 1990. This decline reflects the region's economic stability and the effectiveness of monetary policy in managing inflation. As of 2025, the lending rate stands at 6.00%, ranking 79th globally. Compared to its peers, Hong Kong SAR, China's lending rate is slightly higher than that of Italy, which currently stands at 5.97%. The decrease in lending rates has facilitated economic growth, particularly in the 2020s, as businesses have been able to access credit at lower interest rates. However, a potential increase in inflation or a decline in economic growth could lead to a rise in lending rates in the future, reversing the trend and necessitating adjustments to monetary policy.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.45% | - | - |
| 2026* trend | 6.22% | - | - |
| 2025* trend | 6.00% | - | - |
| 2025 | 6.00% | +0.26pp | #79 |
| 2024 | 5.74% | −0.03pp | #15 |
| 2023 | 5.77% | +0.67pp | #17 |
| 2022 | 5.10% | +0.10pp | #17 |
| 2021 | 5.00% | +0.00pp | #20 |
| 2020 | 5.00% | −0.10pp | #18 |
| 2019 | 5.10% | +0.06pp | #18 |
| 2018 | 5.04% | +0.04pp | #19 |
| 2017 | 5.00% | +0.00pp | #21 |
| 2016 | 5.00% | +0.00pp | #20 |
| 2015 | 5.00% | +0.00pp | #20 |
| 2014 | 5.00% | +0.00pp | #18 |
| 2013 | 5.00% | +0.00pp | #16 |
| 2012 | 5.00% | +0.00pp | #12 |
| 2011 | 5.00% | +0.00pp | #11 |
Detected Pattern
Analysis
Hong Kong SAR, China matched the Export Boom Cycle pattern in 2017. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Hong Kong SAR, China's lending rate was 6.00% in 2025. Ranked 79th globally. This represents a 4.5% increase from the previous year.
Hong Kong SAR, China's lending rate peaked at 10.00% in 1990.
The lowest lending rate in Hong Kong SAR, China was 5.00% in 2003.
Hong Kong SAR, China ranks 79th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Hong Kong SAR, China's lending rate is projected to reach 6.00% by 2025 based on trend extrapolation.
The lending rate of Hong Kong SAR, China in 2025 was 6.00%. This ranks 79th in the world.
Cite this page
@misc{historysaid_hong-kong-sar-china_lending-rate,
title = {Hong Kong SAR, China Lending Rate},
url = {https://historysaid.com/hong-kong-sar-china/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}