Russian Federation Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Russian Federation's non-performing loans was 2.07% in 2025, ranked 73rd globally. This represents a 62.4% decrease from 2024. Data from World Bank, covering 2008–2025.
Overview
Russian Federation's non-performing loans stood at 2.07% in 2025, a decline of +3.44pp from 2022. Based on recent trends, this figure is projected to reach 2.07% by 2025. Russian Federation ranked 73rd globally.
The Russian Federation's non-performing loan ratio has exhibited significant fluctuations over the past decade and a half, with a notable all-time peak of 9.75% in 2018. However, the latest available data from the World Bank indicates a considerable decline, with the ratio reaching a new all-time trough of 2.07% in 2025, ranking 73rd globally. This improvement is comparable to that of peer countries, such as Austria, which also boasts a relatively low non-performing loan ratio of 2.16%. The steady decrease in non-performing loans over the years suggests a stabilizing banking sector in Russia, potentially driven by more effective risk management and credit assessment practices. Nevertheless, a sustained economic downturn or a severe credit crunch could potentially reverse this trend, underscoring the importance of continued vigilance in maintaining a stable financial environment. As the Russian economy continues to evolve, a shift in monetary policy or regulatory frameworks could have a profound impact on the trajectory of non-performing loans in the country.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 2.07% | - | - |
| 2025 | 2.07% | −3.44pp | #73 |
| 2022 | 5.51% | −0.59pp | #91 |
| 2021 | 6.10% | −2.06pp | #94 |
| 2020 | 8.16% | −0.67pp | #106 |
| 2019 | 8.83% | −0.92pp | #112 |
| 2018 | 9.75% | +0.09pp | #111 |
| 2017 | 9.66% | +0.42pp | #103 |
| 2016 | 9.24% | +0.86pp | #98 |
| 2015 | 8.38% | +1.56pp | #94 |
| 2014 | 6.81% | +0.80pp | #81 |
| 2013 | 6.02% | −0.04pp | #78 |
| 2012 | 6.06% | −0.57pp | #80 |
| 2011 | 6.63% | −1.68pp | #83 |
| 2010 | 8.31% | −1.27pp | #81 |
| 2009 | 9.58% | +5.77pp | #69 |
Detected Pattern
Analysis
Russian Federation matched the Fiscal Dominance Trap pattern in 2022. Historically, 72% of countries showing this pattern (278 out of 386) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Russian Federation's non-performing loans was 2.07% in 2025. Ranked 73rd globally. This represents a 62.4% decrease from the previous year.
Russian Federation's non-performing loans peaked at 9.75% in 2018.
The lowest non-performing loans in Russian Federation was 2.07% in 2025.
Russian Federation ranks 73rd globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Russian Federation's non-performing loans is projected to reach 2.07% by 2025 based on trend extrapolation.
The non-performing loans of Russian Federation in 2025 was 2.07%. This ranks 73rd in the world.
Cite this page
@misc{historysaid_russian-federation_non-performing-loans,
title = {Russian Federation Non-Performing Loans},
url = {https://historysaid.com/russian-federation/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}