São Tomé and Principe Deposit Rate
Deposit interest rate FR.INR.DPST
São Tomé and Principe's deposit rate was 1.64% in 2025, ranked 69th globally. This represents a 28.2% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
São Tomé and Principe's deposit rate stood at 1.64% in 2025, a decline of +0.65pp from 2023. Based on recent trends, this figure is projected to reach 1.64% by 2025. São Tomé and Principe ranked 69th globally.
São Tomé and Principe's deposit rate has experienced a significant decline over the past two decades, from a peak of 15.00% in 2002 to a current rate of 1.64%, ranking 69th globally in 2025. This downward trend mirrors the global shift towards lower interest rates, driven by central banks' efforts to stimulate economic growth and mitigate the effects of the global financial crisis. In comparison, neighboring Haiti also faces a low deposit rate of 1.71%, underscoring the regional challenge of maintaining stable and attractive interest rates for savers. The sharp drop in deposit rates since 2002 likely reflects São Tomé and Principe's efforts to attract foreign investment and promote economic development, although this strategy may come at the cost of reduced returns for domestic savers. If the island nation's economy continues to grow, sustained investment and improved economic conditions could lead to an increase in deposit rates, reversing the downward trend and providing a more favorable environment for domestic savers.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 1.38% | - | - |
| 2025* trend | 1.64% | - | - |
| 2025 | 1.64% | −0.65pp | #69 |
| 2023 | 2.29% | −0.20pp | #37 |
| 2022 | 2.49% | +0.11pp | #49 |
| 2021 | 2.38% | −0.55pp | #60 |
| 2020 | 2.93% | −0.45pp | #63 |
| 2019 | 3.38% | −0.42pp | #60 |
| 2018 | 3.80% | −0.38pp | #74 |
| 2017 | 4.17% | +0.04pp | #84 |
| 2016 | 4.13% | −2.76pp | #84 |
| 2015 | 6.90% | −2.03pp | #103 |
| 2014 | 8.92% | −3.67pp | #123 |
| 2013 | 12.60% | −0.29pp | #136 |
| 2012 | 12.89% | +0.53pp | #133 |
| 2011 | 12.36% | +1.24pp | #130 |
| 2010 | 11.12% | −0.81pp | #127 |
Detected Pattern
Analysis
São Tomé and Principe matched the Stagflation Risk pattern in 2024. Historically, 38% of countries showing this pattern (117 out of 307) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
São Tomé and Principe's deposit rate was 1.64% in 2025. Ranked 69th globally. This represents a 28.2% decrease from the previous year.
São Tomé and Principe's deposit rate peaked at 15.00% in 2001.
The lowest deposit rate in São Tomé and Principe was 1.64% in 2025.
São Tomé and Principe ranks 69th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
São Tomé and Principe's deposit rate is projected to reach 1.64% by 2025 based on trend extrapolation.
The deposit rate of São Tomé and Principe in 2025 was 1.64%. This ranks 69th in the world.
Cite this page
@misc{historysaid_s-o-tom-and-principe_deposit-rate,
title = {São Tomé and Principe Deposit Rate},
url = {https://historysaid.com/s-o-tom-and-principe/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}