São Tomé and Principe Real Interest Rate
Real interest rate FR.INR.RINR
São Tomé and Principe's real interest rate was -7.11% in 2025, ranked 91st globally. This represents a 48.4% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
São Tomé and Principe's real interest rate stood at -7.11% in 2025, a decline of +2.32pp from 2023. Based on recent trends, this figure is projected to reach -7.11% by 2025. São Tomé and Principe ranked 91st globally.
São Tomé and Principe's real interest rate has exhibited a downward trend over the past two and a half decades, with the most recent reading of -7.11% placing it among the lowest globally. This current low marks a significant shift from the all-time peak of 27.82% in 2001, indicating a substantial decrease in borrowing costs. The country's real interest rate has been surpassed by several peer nations, including Egypt, Arab Republic of, which boasts a considerably lower rate of -10.81%. The Russian Federation's -6.28% rate is the closest among the provided peers, although it still lags behind São Tomé and Principe's downward trajectory. The prolonged period of low interest rates may encourage investment and consumption, potentially boosting economic growth. However, a sustained rise in inflation or a shift in monetary policy could alter the trajectory, necessitating a reevaluation of the country's economic strategy and its implications for interest rates.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2026* trend | -10.17% | - | - |
| 2025* trend | -7.11% | - | - |
| 2025 | -7.11% | −2.32pp | #91 |
| 2023 | -4.79% | −6.63pp | #9 |
| 2022 | 1.83% | −10.83pp | #59 |
| 2021 | 12.67% | +3.92pp | #104 |
| 2020 | 8.75% | +1.74pp | #72 |
| 2019 | 7.01% | −3.05pp | #63 |
| 2018 | 10.06% | −4.87pp | #101 |
| 2017 | 14.92% | +3.22pp | #123 |
| 2016 | 11.71% | −6.29pp | #108 |
| 2015 | 17.99% | +0.26pp | #118 |
| 2014 | 17.73% | +2.09pp | #128 |
| 2013 | 15.64% | −4.73pp | #132 |
| 2012 | 20.37% | +6.70pp | #132 |
| 2011 | 13.67% | −6.81pp | #129 |
| 2010 | 20.48% | +5.43pp | #132 |
Detected Pattern
Analysis
São Tomé and Principe matched the Stagflation Risk pattern in 2024. Historically, 38% of countries showing this pattern (117 out of 307) saw real interest rate improve within 24 months. View full analysis →
Frequently Asked Questions
São Tomé and Principe's real interest rate was -7.11% in 2025. Ranked 91st globally. This represents a 48.4% decrease from the previous year.
São Tomé and Principe's real interest rate peaked at 27.82% in 2001.
The lowest real interest rate in São Tomé and Principe was -7.11% in 2025.
São Tomé and Principe ranks 91st globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
São Tomé and Principe's real interest rate is projected to reach -7.11% by 2025 based on trend extrapolation.
The real interest rate of São Tomé and Principe in 2025 was -7.11%. This ranks 91st in the world.
Cite this page
@misc{historysaid_s-o-tom-and-principe_real-interest-rate,
title = {São Tomé and Principe Real Interest Rate},
url = {https://historysaid.com/s-o-tom-and-principe/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}