San Marino Real Interest Rate
Real interest rate FR.INR.RINR
San Marino's real interest rate was -3.17% in 2025, ranked 78th globally. This represents a 97.5% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
San Marino's real interest rate stood at -3.17% in 2025, a decline of +1.56pp from 2023. Based on recent trends, this figure is projected to reach -3.17% by 2025. San Marino ranked 78th globally.
San Marino's real interest rate has experienced significant fluctuations over the past 24 years, with a wide range of values from 5.25% in 2001 to a peak of 9.75% in 2007. The country's real interest rate has since declined, reaching its all-time low of -3.17% in 2025, ranking it #78 globally. This downward trend is also observed in peer countries such as India, where the real interest rate is -2.28%. In contrast, The Gambia has experienced a more extreme decline, with a real interest rate of -3.28%, but still lags behind San Marino's trough value. San Marino's real interest rate has historically been influenced by macroeconomic factors, including inflation and economic growth. A change in the country's monetary policy or a shift in global economic conditions could potentially alter the trajectory of San Marino's real interest rate, with a potential rebound in interest rates if inflation concerns rise.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2026* trend | -4.33% | - | - |
| 2025* trend | -3.17% | - | - |
| 2025 | -3.17% | −1.56pp | #78 |
| 2023 | -1.60% | −2.61pp | #17 |
| 2022 | 1.01% | −0.65pp | #52 |
| 2021 | 1.66% | −1.72pp | #54 |
| 2020 | 3.38% | +0.33pp | #32 |
| 2019 | 3.04% | +0.99pp | #28 |
| 2018 | 2.06% | −0.23pp | #31 |
| 2017 | 2.28% | +0.60pp | #41 |
| 2016 | 1.68% | −1.57pp | #14 |
| 2015 | 3.26% | −2.44pp | #30 |
| 2014 | 5.70% | +1.17pp | #57 |
| 2013 | 4.53% | +1.28pp | #56 |
| 2012 | 3.26% | −2.50pp | #43 |
| 2011 | 5.76% | +1.86pp | #89 |
| 2010 | 3.90% | −0.80pp | #64 |
Detected Pattern
Analysis
San Marino matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw real interest rate improve within 24 months. View full analysis →
Frequently Asked Questions
San Marino's real interest rate was -3.17% in 2025. Ranked 78th globally. This represents a 97.5% decrease from the previous year.
San Marino's real interest rate peaked at 9.75% in 2007.
The lowest real interest rate in San Marino was -3.17% in 2025.
San Marino ranks 78th globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
San Marino's real interest rate is projected to reach -3.17% by 2025 based on trend extrapolation.
The real interest rate of San Marino in 2025 was -3.17%. This ranks 78th in the world.
Cite this page
@misc{historysaid_san-marino_real-interest-rate,
title = {San Marino Real Interest Rate},
url = {https://historysaid.com/san-marino/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}