Tajikistan Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Tajikistan's non-performing loans was 13.65% in 2021, ranked 126th globally. This represents a 42.7% decrease from 2020. Data from World Bank, covering 2010–2021.
Overview
Tajikistan's non-performing loans stood at 13.65% in 2021, a decline of +10.17pp from 2020. Tajikistan ranked 126th globally.
Tajikistan’s non‑performing loan ratio has risen sharply since the early 2010s, climbing from 6.09 % in 2010 to a peak of 47.60 % in 2016, before easing to a trough of 5.06 % in 2011 and then expanding again to 13.65 % in 2021, placing the country 126th globally. The steep increase during the mid‑2010s reflects heightened stress in the banking sector, likely driven by macro‑economic pressures and limited credit risk mitigation. By contrast, peer economies such as the Central African Republic (13.94 %) and the Maldives (12.59 %) exhibit similar levels of loan distress, suggesting regional vulnerabilities in financial stability. The 12‑year coverage shows that Tajikistan’s non‑performing loan ratio remains well above the 2011 trough, indicating persistent challenges in loan quality. Continued improvements in regulatory oversight, diversification of loan portfolios and stronger capital buffers could reverse the upward trajectory and bring the ratio closer to the lower end of the peer range.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2021 | 13.65% | −10.17pp | #126 |
| 2020 | 23.83% | −3.13pp | #136 |
| 2019 | 26.96% | −4.16pp | #139 |
| 2018 | 31.12% | −5.39pp | #141 |
| 2017 | 36.51% | −11.09pp | #141 |
| 2016 | 47.60% | +21.34pp | #141 |
| 2015 | 26.26% | +6.41pp | #132 |
| 2014 | 19.85% | +11.57pp | #118 |
| 2013 | 8.27% | +2.28pp | #90 |
| 2012 | 6.00% | +0.94pp | #79 |
| 2011 | 5.06% | −1.03pp | #70 |
| 2010 | 6.09% | – | #73 |
Detected Pattern
Analysis
Tajikistan matched the Export Boom Cycle pattern in 2022. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Tajikistan's non-performing loans was 13.65% in 2021. Ranked 126th globally. This represents a 42.7% decrease from the previous year.
Tajikistan's non-performing loans peaked at 47.60% in 2016.
The lowest non-performing loans in Tajikistan was 5.06% in 2011.
Tajikistan ranks 126th globally in non-performing loans as of 2021.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
The non-performing loans of Tajikistan in 2021 was 13.65%. This ranks 126th in the world.
Cite this page
@misc{historysaid_tajikistan_non-performing-loans,
title = {Tajikistan Non-Performing Loans},
url = {https://historysaid.com/tajikistan/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}