Albania Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Albania's domestic credit was 50.72% in 2025, ranked 33rd globally. This represents a 10.0% decrease from 2024. Data from World Bank, covering 2009–2025.
Overview
Albania's domestic credit stood at 50.72% in 2025, a decline of +5.65% from 2024. Based on recent trends, this figure is projected to reach 50.72% by 2025. Albania ranked 33rd globally.
Albania's domestic credit has experienced a notable decline over the 17-year coverage period, with the latest value in 2025 standing at 50.72, ranking 33rd globally. This is significantly lower than its all-time peak of 72.81 in 2014, marking a substantial contraction in credit availability. In comparison to its peer countries, Albania's domestic credit is slightly higher than that of Bosnia and Herzegovina, which stands at 49.00, but lower than Samoa's 52.20. The current trough of 50.72 in 2025 indicates a sustained downward trend. As the country's economy continues to evolve, a shift in monetary policy or an increase in economic growth could potentially alter the trajectory of domestic credit, potentially leading to an expansion in credit availability and a reversal of the current trend.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 44.06% | - | - |
| 2026* trend | 47.39% | - | - |
| 2025* trend | 50.72% | - | - |
| 2025 | 50.72% | −5.65% | #33 |
| 2024 | 56.36% | +1.31% | #16 |
| 2023 | 55.06% | −4.68% | #19 |
| 2022 | 59.73% | −3.88% | #27 |
| 2021 | 63.61% | −5.11% | #27 |
| 2020 | 68.72% | +8.02% | #26 |
| 2019 | 60.70% | +3.05% | #26 |
| 2018 | 57.65% | −4.82% | #23 |
| 2017 | 62.47% | −3.22% | #29 |
| 2016 | 65.68% | −1.96% | #29 |
| 2015 | 67.64% | −5.16% | #29 |
| 2014 | 72.81% | +0.74% | #29 |
| 2013 | 72.06% | +1.47% | #31 |
| 2012 | 70.60% | +0.74% | #31 |
| 2011 | 69.86% | +3.30% | #29 |
Detected Pattern
Analysis
Albania matched the Orthodox Tightening Cycle pattern in 1997. Historically, 57% of countries showing this pattern (177 out of 311) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Albania's domestic credit was 50.72% in 2025. Ranked 33rd globally. This represents a 10.0% decrease from the previous year.
Albania's domestic credit peaked at 72.81% in 2014.
The lowest domestic credit in Albania was 50.72% in 2025.
Albania ranks 33rd globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Albania's domestic credit is projected to reach 50.72% by 2025 based on trend extrapolation.
The domestic credit of Albania in 2025 was 50.72%. This ranks 33rd in the world.
Cite this page
@misc{historysaid_albania_domestic-credit,
title = {Albania Domestic Credit},
url = {https://historysaid.com/albania/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}