Angola Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Angola's interest rate spread was 10.61% in 2025, ranked 11th globally. This represents a 11.6% decrease from 2024. Data from World Bank, covering 1995–2025.
Overview
Angola's interest rate spread stood at 10.61% in 2025, a decline of +1.39pp from 2024. Based on recent trends, this figure is projected to reach 10.61% by 2025. Angola ranked 11th globally.
Angola’s interest rate spread has narrowed dramatically since the mid‑1990s, falling from an all‑time peak of 80.33% in 1995 to a trough of 6.00% in 2008, before rising again to 10.61% in 2025, which places the country at 11th position globally. The steep decline over the first decade of the 2000s reflects reforms that deepened domestic capital markets and improved monetary policy transmission, while the modest rebound after 2008 coincides with tighter credit conditions and higher risk premiums in emerging markets. Compared with peers of similar rank, Angola’s spread remains wider than Lesotho’s 9.31% and Timor‑Leste’s 8.76% but is slightly below Haiti’s 11.65%, underscoring persistent financing gaps despite recent progress. Continued development of the banking sector, greater foreign investor participation and sustained macro‑stability could further compress the spread, steering Angola toward a tighter credit environment in the coming years.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 9.56% | - | - |
| 2026* trend | 10.08% | - | - |
| 2025* trend | 10.61% | - | - |
| 2025 | 10.61% | −1.39pp | #11 |
| 2024 | 12.00% | +1.96pp | #70 |
| 2023 | 10.04% | −2.97pp | #77 |
| 2022 | 13.01% | +0.66pp | #83 |
| 2021 | 12.36% | −1.10pp | #92 |
| 2020 | 13.45% | +0.57pp | #95 |
| 2019 | 12.88% | −0.92pp | #98 |
| 2018 | 13.80% | +4.34pp | #103 |
| 2017 | 9.46% | −0.77pp | #102 |
| 2016 | 10.24% | −3.33pp | #104 |
| 2015 | 13.57% | +0.71pp | #117 |
| 2014 | 12.86% | +0.19pp | #119 |
| 2013 | 12.66% | −0.39pp | #117 |
| 2012 | 13.05% | +0.60pp | #114 |
| 2011 | 12.45% | +2.66pp | #112 |
Detected Pattern
Analysis
Angola matched the Orthodox Tightening Cycle pattern in 2024. Historically, 57% of countries showing this pattern (177 out of 311) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Angola's interest rate spread was 10.61% in 2025. Ranked 11th globally. This represents a 11.6% decrease from the previous year.
Angola's interest rate spread peaked at 80.33% in 1995.
The lowest interest rate spread in Angola was 6.00% in 2008.
Angola ranks 11th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Angola's interest rate spread is projected to reach 10.61% by 2025 based on trend extrapolation.
The interest rate spread of Angola in 2025 was 10.61%. This ranks 11th in the world.
Cite this page
@misc{historysaid_angola_interest-rate-spread,
title = {Angola Interest Rate Spread},
url = {https://historysaid.com/angola/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}