Bangladesh Deposit Rate
Deposit interest rate FR.INR.DPST
Bangladesh's deposit rate was 8.25% in 2025, ranked 24th globally. This represents a 3.1% decrease from 2024. Data from World Bank, covering 1976–2025.
Overview
Bangladesh's deposit rate stood at 8.25% in 2025, a decline of +0.27pp from 2024. Based on recent trends, this figure is projected to reach 8.25% by 2025. Bangladesh ranked 24th globally.
Bangladesh’s deposit rate has risen to 8.25 % in 2025, placing the country at 24th position worldwide and narrowly trailing South Africa’s 8.34 % rate. The 50‑year series began in 1976 at 7.65 % and reached an all‑time high of 13.66 % in 1991, a period marked by liberalised financial reforms that boosted inter‑bank competition. After a prolonged decline, the trough arrived in 2021 when the rate fell to 5.04 %, reflecting tighter monetary policy amid global inflationary pressures. Since then, the upward swing has been driven by the central bank’s efforts to restore liquidity and attract savings, while maintaining a modest spread relative to peer economies such as Armenia’s 8.32 % rate. If inflation remains contained and the banking sector continues to deepen, the deposit rate is likely to stabilize around the current level, with any significant policy shift or external shock potentially altering its trajectory.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 9.53% | - | - |
| 2026* trend | 8.89% | - | - |
| 2025* trend | 8.25% | - | - |
| 2025 | 8.25% | −0.27pp | #24 |
| 2024 | 8.52% | +2.00pp | #69 |
| 2023 | 6.52% | +0.96pp | #68 |
| 2022 | 5.56% | +0.51pp | #73 |
| 2021 | 5.05% | −1.02pp | #87 |
| 2020 | 6.07% | −0.71pp | #90 |
| 2019 | 6.78% | +0.12pp | #92 |
| 2018 | 6.66% | +1.05pp | #94 |
| 2017 | 5.61% | −0.59pp | #96 |
| 2016 | 6.20% | −2.05pp | #99 |
| 2015 | 8.24% | −1.56pp | #116 |
| 2014 | 9.80% | −1.92pp | #126 |
| 2013 | 11.72% | +1.51pp | #132 |
| 2012 | 10.22% | +1.38pp | #123 |
| 2011 | 8.84% | +1.63pp | #117 |
Detected Pattern
Analysis
Bangladesh matched the Export Boom Cycle pattern in 2020. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Bangladesh's deposit rate was 8.25% in 2025. Ranked 24th globally. This represents a 3.1% decrease from the previous year.
Bangladesh's deposit rate peaked at 13.66% in 1991.
The lowest deposit rate in Bangladesh was 5.05% in 2021.
Bangladesh ranks 24th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Bangladesh's deposit rate is projected to reach 8.25% by 2025 based on trend extrapolation.
The deposit rate of Bangladesh in 2025 was 8.25%. This ranks 24th in the world.
Cite this page
@misc{historysaid_bangladesh_deposit-rate,
title = {Bangladesh Deposit Rate},
url = {https://historysaid.com/bangladesh/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}