Bangladesh Real Interest Rate
Real interest rate FR.INR.RINR
Bangladesh's real interest rate was 0.91% in 2025, ranked 62nd globally. This represents a 67.3% decrease from 2024. Data from World Bank, covering 1976–2025.
Overview
Bangladesh's real interest rate stood at 0.91% in 2025, a decline of +1.87pp from 2024. Based on recent trends, this figure is projected to reach 0.91% by 2025. Bangladesh ranked 62nd globally.
Bangladesh’s real interest rate has fallen dramatically over the past five decades, moving from an all‑time peak of 33.80 % in 1976 to an all‑time trough of –13.64 % in 2016, before rebounding to a modest 0.91 % in 2025, which places the country 62nd globally. This long‑run decline reflects successive monetary‑policy adjustments, periods of high inflation, and structural reforms that have reduced the cost of borrowing in real terms. Compared with peers of similar rank, Bangladesh’s rate is slightly below Suriname’s 0.95 % and above Moldova’s 0.88 %, suggesting a relatively competitive stance within that cohort. The recent modest positive level indicates a shift away from the deep negative rates of the mid‑2010s, likely driven by tighter inflation targeting and a gradual normalization of policy rates. Continued fiscal consolidation and stable price dynamics could sustain this upward trajectory, while any resurgence of inflationary pressures would likely push the real rate back toward lower levels.
Data & projection
| Year | Real Interest Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | -0.19% | - | - |
| 2026* trend | 0.36% | - | - |
| 2025* trend | 0.91% | - | - |
| 2025 | 0.91% | −1.87pp | #62 |
| 2024 | 2.78% | +2.15pp | #23 |
| 2023 | 0.63% | −1.34pp | #27 |
| 2022 | 1.97% | −1.10pp | #60 |
| 2021 | 3.08% | −1.21pp | #62 |
| 2020 | 4.29% | −1.40pp | #39 |
| 2019 | 5.69% | +2.06pp | #47 |
| 2018 | 3.63% | −0.64pp | #49 |
| 2017 | 4.28% | +17.92pp | #63 |
| 2016 | -13.64% | −19.15pp | #2 |
| 2015 | 5.51% | −1.37pp | #61 |
| 2014 | 6.89% | +0.90pp | #73 |
| 2013 | 5.99% | +0.65pp | #68 |
| 2012 | 5.34% | +0.28pp | #68 |
| 2011 | 5.06% | +0.33pp | #82 |
Detected Pattern
Analysis
Bangladesh matched the Export Boom Cycle pattern in 2020. Historically, 71% of countries showing this pattern (546 out of 768) saw real interest rate improve within 24 months. View full analysis →
Frequently Asked Questions
Bangladesh's real interest rate was 0.91% in 2025. Ranked 62nd globally. This represents a 67.3% decrease from the previous year.
Bangladesh's real interest rate peaked at 33.80% in 1976.
The lowest real interest rate in Bangladesh was -13.64% in 2016.
Bangladesh ranks 62nd globally in real interest rate as of 2025.
The World Bank indicator code is FR.INR.RINR. Data sourced from World Bank.
Bangladesh's real interest rate is projected to reach 0.91% by 2025 based on trend extrapolation.
The real interest rate of Bangladesh in 2025 was 0.91%. This ranks 62nd in the world.
Cite this page
@misc{historysaid_bangladesh_real-interest-rate,
title = {Bangladesh Real Interest Rate},
url = {https://historysaid.com/bangladesh/real-interest-rate/},
publisher = {HistorySaid},
year = {2026}
}