Bangladesh Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Bangladesh's non-performing loans was 9.51% in 2025, ranked 19th globally. This represents a 0.6% decrease from 2024. Data from World Bank, covering 2011–2025.
Overview
Bangladesh's non-performing loans stood at 9.51% in 2025, a decline of +0.06pp from 2023. Based on recent trends, this figure is projected to reach 9.51% by 2025. Bangladesh ranked 19th globally.
Bangladesh’s non‑performing loan (NPL) ratio has risen sharply over the 14‑year series, moving from a trough of 1.90 % in 2011 to an all‑time peak of 9.89 % in 2018, and reaching 9.51 % in 2025, which places the country at 19th position globally. This acceleration reflects heightened credit risk in the banking sector, driven by expanding loan portfolios and macro‑economic pressures such as inflation and currency depreciation. The 2025 figure is marginally lower than the 2018 peak yet remains close to the level recorded by peer economies such as Morocco (9.98 %) and the Solomon Islands (8.79 %). The persistence of a high NPL ratio suggests that without stronger loan‑loss provisioning, tighter underwriting standards, or structural reforms to improve borrower resilience, Bangladesh may struggle to reverse the upward trajectory in the near term.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 9.74% | - | - |
| 2025* trend | 9.51% | - | - |
| 2025 | 9.51% | −0.06pp | #19 |
| 2023 | 9.57% | +0.84pp | #90 |
| 2022 | 8.72% | +0.76pp | #111 |
| 2021 | 7.97% | +0.23pp | #110 |
| 2020 | 7.74% | −1.16pp | #104 |
| 2019 | 8.90% | −0.99pp | #113 |
| 2018 | 9.89% | +0.99pp | #112 |
| 2017 | 8.90% | +0.04pp | #101 |
| 2016 | 8.86% | +0.46pp | #95 |
| 2015 | 8.40% | −0.97pp | #95 |
| 2014 | 9.37% | +4.52pp | #91 |
| 2013 | 4.84% | −1.88pp | #68 |
| 2012 | 6.72% | +4.82pp | #84 |
| 2011 | 1.90% | – | #21 |
Detected Pattern
Analysis
Bangladesh matched the Export Boom Cycle pattern in 2020. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Bangladesh's non-performing loans was 9.51% in 2025. Ranked 19th globally. This represents a 0.6% decrease from the previous year.
Bangladesh's non-performing loans peaked at 9.89% in 2018.
The lowest non-performing loans in Bangladesh was 1.90% in 2011.
Bangladesh ranks 19th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Bangladesh's non-performing loans is projected to reach 9.51% by 2025 based on trend extrapolation.
The non-performing loans of Bangladesh in 2025 was 9.51%. This ranks 19th in the world.
Cite this page
@misc{historysaid_bangladesh_non-performing-loans,
title = {Bangladesh Non-Performing Loans},
url = {https://historysaid.com/bangladesh/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}