Bangladesh Lending Rate
Lending interest rate FR.INR.LEND
Bangladesh's lending rate was 9.04% in 2025, ranked 49th globally. This represents a 8.2% decrease from 2024. Data from World Bank, covering 1976–2025.
Overview
Bangladesh's lending rate stood at 9.04% in 2025, a decline of +0.81pp from 2024. Based on recent trends, this figure is projected to reach 9.04% by 2025. Bangladesh ranked 49th globally.
Bangladesh’s policy lending rate has fallen to 9.04 percent in 2025, placing the country at rank 49 worldwide, and is now virtually identical to Jordan’s 9.04 percent and only slightly below Timor‑Leste’s 9.28 percent. The decline follows a long‑term downward trajectory that began after the all‑time peak of 14.85 percent in 1990, a level that reflected tight monetary conditions during the early phases of structural adjustment. The rate reached its lowest point of 7.12 percent in 2022, coinciding with a period of accommodative policy aimed at supporting post‑pandemic recovery. Over the 50‑year coverage span, the average rate has moved from an early‑period high of 10.21 percent in 1976 to the current level, illustrating a gradual easing of credit costs. Continued moderation of inflation and further deepening of financial markets could sustain the downward pressure on lending rates, while any resurgence of external shocks or fiscal imbalances might reverse the trend.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 9.71% | - | - |
| 2026* trend | 9.38% | - | - |
| 2025* trend | 9.04% | - | - |
| 2025 | 9.04% | −0.81pp | #49 |
| 2024 | 9.85% | +2.28pp | #45 |
| 2023 | 7.57% | +0.45pp | #32 |
| 2022 | 7.12% | −0.20pp | #30 |
| 2021 | 7.32% | −0.97pp | #48 |
| 2020 | 8.30% | −1.26pp | #59 |
| 2019 | 9.56% | −0.09pp | #61 |
| 2018 | 9.65% | +0.11pp | #65 |
| 2017 | 9.54% | −0.87pp | #71 |
| 2016 | 10.41% | −1.30pp | #76 |
| 2015 | 11.71% | −1.24pp | #83 |
| 2014 | 12.95% | −0.65pp | #97 |
| 2013 | 13.59% | −0.35pp | #103 |
| 2012 | 13.94% | +0.62pp | #101 |
| 2011 | 13.32% | +1.10pp | #89 |
Detected Pattern
Analysis
Bangladesh matched the Export Boom Cycle pattern in 2020. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Bangladesh's lending rate was 9.04% in 2025. Ranked 49th globally. This represents a 8.2% decrease from the previous year.
Bangladesh's lending rate peaked at 14.85% in 1987.
The lowest lending rate in Bangladesh was 7.12% in 2022.
Bangladesh ranks 49th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Bangladesh's lending rate is projected to reach 9.04% by 2025 based on trend extrapolation.
The lending rate of Bangladesh in 2025 was 9.04%. This ranks 49th in the world.
Cite this page
@misc{historysaid_bangladesh_lending-rate,
title = {Bangladesh Lending Rate},
url = {https://historysaid.com/bangladesh/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}